Showing posts with label renters insurance. Show all posts
Showing posts with label renters insurance. Show all posts

Thursday, November 14, 2013

Why You Need Renter's Insurance

Helpful information about Renter's Insurance from State Farm




Do I need Renters Insurance Coverage?

Common myths about Renters Insurance

"Renters insurance coverage is expensive."
State Farm® renters insurance is remarkably affordable. For just pocket change a day, our policy can provide affordable basic protection of your personal property and can protect you in case of a liability lawsuit.
"The landlord's insurance covers me."
Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.
"I don't need personal liability insurance."
Your landlord's policy most likely does not include liability for something that happens in your rented residence. You could be held responsible for injury to another person or damage to another person's property if an incident occurred within your rented residence, or elsewhere. Without liability coverage, your current and future earnings could be at risk. Renters insurance coverage may also provide legal defense costs.
"I don't own very much."
Most people's belongings are often worth more than they think. That's one reason why you need Renters Insurance coverage.
State Farm renters insurance is flexible, allowing you to select the coverages and insurance amounts that suit your needs.
Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704






Friday, May 31, 2013

Property and Casualty


You Didn’t Get Here By Chance

You offer quality automobiles, feature well-trained sales professionals, and have an outstanding service department—but not by chance.

It’s Our Business to Protect Yours®

Federated representatives have the expertise to help keep your dealership running smoothly. See
Locate Your Federated Representative.Your representative uses The Right Report® to gather details about your business and identify your specific insurance needs. We then design a professional insurance program especially for you and follow up with unmatched client service throughout the policy year to keep your business on the road.

Coverage tailored to your industry

Not all insurance policies are created equal. Federated has created specific coverages for your industry based on input from experts within the auto dealer industry.*

Total needs programming

The adage that you shouldn’t put all of your eggs in one basket isn’t generally true for insurance. We can integrate a cost-effective insurance and risk management program to include property, liability, workers compensation, business auto, group health, and life and disability needs.

Building Material Dealers

Sign On

Selection, Expertise, Timely Delivery

Your customers expect you to provide an extensive product selection, expert advice, and timely delivery. You’ve built your reputation and a successful business by consistently meeting or exceeding your customers’ expectations.
Shouldn’t you expect the same from your insurance company?

It’s Our Business to Protect Yours®

Federated representatives offer quality insurance products and expertise to make sure your insurance program is running smoothly. See Locate Your Federated Representative.
Your representative uses The Right Report® to gather details about your business and identify your specific insurance needs. We then design an insurance program tailored to your business and follow up with superior service and timely policy delivery that get the job done.

Coverage tailored to your industry

Not all insurance policies are created equal. Federated has created specific coverages for your industry based on input from experts within the building material and hardware industry.*

Total needs programming

The adage that you shouldn’t put all of your eggs in one basket isn’t generally true for insurance. We can integrate a cost-effective insurance and risk management program to address your property, liability, workers compensation, business auto, group health, and life and disability income needs

Auto Service and Repair

Diagnosing Problems and Providing Solutions

Your customers rely on their vehicles every day. When they have problems, they rely on you to diagnose the trouble and make the necessary repairs. They know you have the expertise to keep their vehicles running smoothly.

It’s Our Business to Protect Yours®

Federated representatives have the expertise to make sure your insurance program is running smoothly. See Locate Your Federated Representative.
Your representative uses The Right Report® to gather details about your business and identify your specific insurance needs. We then design an insurance program tailored to your business and follow up with unmatched client service throughout the policy year to keep your business on the road.

Coverage tailored to your industry

Not all insurance policies are created equal. Federated has created specific coverages for the auto service and repair industry based on input from auto service professionals like you.*

Total needs programming

The adage that you shouldn’t put all of your eggs in one basket isn’t generally true for insurance. We can integrate a cost-effective insurance and risk management program to address your property, liability, workers compensation, business auto, group health, and life and disability income needs.

Retail & Wholesale

Sign On

Customer Focus Keeps Your Customers Coming Back

Knowing your customers and focusing on their needs is critical to the success of your retail/wholesale business. It’s what keeps your customers coming back.
Your local Federated representative also knows the value of focusing on the needs of customers.

It’s Our Business to Protect Yours®

Your representative uses The Right Report® to help identify your specific insurance needs and design an insurance program tailored to your business. Federated follows this up with unmatched client service throughout the policy year that will keep you coming back. See Locate Your Federated Representative.

Coverage tailored to your industry

Not all insurance policies are created equal. Federated has created specific coverages for several industries that are designed to fill gaps that often exist in standard policies. How did we get the expertise to develop these specialized coverages?* By listening to business owners like you.

Total needs programming

The adage that you shouldn’t put all of your eggs in one basket isn’t generally true for insurance. We can integrate a cost-effective insurance and risk management program to address your property, liability, workers compensation, business auto, group health, and life and disability income needs.

*All products, services, and coverages may not be available in all states. Terms of the insurance policy will control. Contact your local Federated representative for further information

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Thursday, March 28, 2013

Renter's Insurance

Helpful information on Renter's Insurance from Safeco

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Renters Insurance

It Costs Less Than You Think To Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Features & Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.
 
Learn more about  features and coverage.

Claims

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
 
Learn more about  claims.

Discounts & Savings

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.
 
Learn more about  discounts and savings.

Do More.

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get together. Go to a show. Worry less. We’ve got you covered.
 
 

FAQ

Find answers to frequently asked questions about Safeco renters insurance.
 
Learn more about  frequently asked questions.

Why Choose Us

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
 
Learn why you should  choose Safeco.
    
    
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

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Renters Insurance Features and Coverage Options

You’ve Rented a Great Place. We’ll Make Sure You Don’t Rent Trouble.

When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged by something like water leaking from your neighbor’s overflowing toilet or a kitchen fire. Renters insurance protects your personal belongs and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home.
Talk to your local Safeco agent for personal advice about renters insurance coverage that’s right for you. We’ll help you make sure you’re protected.

Standard Coverage

Each Safeco renters policy comes packed with great features, right out of the box.

At Home and in Your Car

Every Safeco renters insurance policy covers your personal belongings, like your couch, flat-screen TV, tablet, skis and game console. Your possessions are protected when they’re at home or with you anywhere around the world. In certain situations, your stuff may even be protected if it’s stolen from your car.

If You’re Held Responsible

Your renters insurance policy also includes liability coverage – which is protection for you if you’re held responsible for injuring another person or if a guest gets hurt while visiting your place.

Temporary Housing

If you can’t live in your building while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and  for up to 24 months.

Coverage Options

Identity Recovery

For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theft

Musical Instruments and Baseball Cards

If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.

For What It’s Worth

If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco personal property replacement cost protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen regardless of their age and condition, up to the limits and deductibles you select.

Talk to your local Safeco agent for personal advice on coverage that is right for you if you rent your home or live in an apartment.
 
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

Claims Center

Accidents Happen

It’s easy to file and track an insurance claim with Safeco Insurance. We’re here for you when the unexpected happens. If you’ve been involved in a car accident or your home has been damaged in a storm, we’ve got the answers you need. We’ll help you through the claims process with friendly, step- by-step guidance.

File a Claim

800-332-3226

Call us. We're Here for You.

24 hours a day, 7 days a week

Track a Claim

Check the status of your claim anytime in your online account. Log in now.

Roadside Assistance

877-762-3101

Call Us. We're on Our Way.

24 hours a day, 7 days a week

Auto Claims

Get detailed information about filing an auto insurance claim, including:
  • How to File An Auto Claim
  • Windshield and Glass Repair
  • Auto Body Estimates and Repairs
  • How to Report a Stolen Car
Learn more about auto claims.

Home Claims

Get more specific help about filing a home insurance claim, including:
  • How to File a Home Insurance Claim
  • What to Do About Water Damage
  • Free Contractor Referral
  • Loss of Use Due to Property Damage
Learn more about home claims.
 

Not a Safeco Policyholder?

If this is your first time contacting Safeco, and you need to file a claim, please call 800-332-3226.

If you have a claim in process that involves a Safeco policyholder, please contact your assigned claims representative.
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
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Renters Insurance Discounts and Savings

It Costs Less Than You Think

For only a few dollars a month, renters insurance from Safeco is a real value. Discounts are available if your apartment or the house you rent has a fire alarm, sprinkler system or a burglar alarm installed. Talk to your local Safeco agent about how to save on your renters insurance policy based on your individual situation.

Multiple Policy Discount

Combine your renters insurance with another Safeco policy like car, motorcycle or boat for significant savings on the cost your renters policy.

How to Lower Your Renters Insurance Bill

Choose a Higher Deductible

A higher deductible will lower how much you pay for renters insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your renters insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.

Pay Your Bill in Full

If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.
 
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

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Get More Out of Life with Safeco Renters Insurance

Do More.™ 

Host a Get Together. Go to a Show.

Enjoy life while Safeco worries about the unexpected. We’ll do our part. But you can still help out by being aware of some ways to protect yourself and your belongings.
  • Do a home inventory
    Compare the value of your belongings to the coverage listed in your renters policy and make sure you have enough insurance to replace your stuff if it’s lost, stolen or damaged. Having a full inventory of your personal property will also help the claims process go smoother.
  • Keep Your Home Inventory Online
    We recommend using an online home inventory service like Know Your Stuff.
  • Prevent water damage checklist
    Your landlord is responsible for the upkeep of the building you live in. However, if you learn how to detect and prevent water leaks, you’ll be able to notify your landlord of a potential problem before it gets out of hand.
  • How to Prepare for a Tornado, Hurricane, Wildfire, Hail, Earthquake, and Winter Weather
    When you live in an area prone to certain types of natural hazards, it’s important to be well informed and prepared. Learn how to safeguard yourself and your family just in case a worst case scenario happens.
 
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

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Renters Insurance FAQ

Answers to frequently asked questions about Safeco renters insurance.

What is renters insurance?

Renters insurance protects your belonging from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent.

Does renters insurance pay my rent if I can’t on some months?

Renters insurance does not pay your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged.

Doesn’t renters insurance cost a lot?

It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy.

Is my landlord responsible for insuring my apartment?

Your landlord is responsible for insuring the building, but not your personal belongings inside it.

What if my luggage gets stolen while I’m on vacation?

Your things are protected when they’re at home or with you anywhere in the world.
 
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
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Why Choose Safeco Renters Insurance


We Make Renters Insurance Easy

Get a renters insurance quote in about five minutes. Get a policy that’s right for you in only a few minutes more.

Personal Advice

Your local Safeco agent can offer personal advice on the amount of renters insurance you need and which coverage options are right for you.

24/7 Claims Service

A customer service representative is available to assist you around the clock, every day of the week.

Discounts and Savings

Safeco offers numerous discounts and opportunities for you to save on your renters insurance bill.

Simple Billing Statements

Our billing statements are easy to read and understand.

Flexible Payment Options

Pay your bill in full or in monthly installments.

Financial Strength 

Safeco Insurance is backed by the financial strength of Liberty Mutual Insurance. We’ll be there if you need us.
 
© 2013 Liberty Mutual Insurance Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

www.nationwide.com/joshlewis
www.austinhealthbrokers.com
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Monday, March 11, 2013

Renters Insurance Coverage Basics

Renters Insturance Coversages Basics from Travelers

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  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Renters insurance coverage basics

    It's all about protecting your home

    While your landlord has homeowners insurance coverage for the physical dwelling, as a renter, you need insurance to cover your personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils.
    Renter's insurance will also protect you if you are responsible for bodily injury or property damage to others, for example, if a visitor trips over a rug and breaks a leg.
    Read on to find out more about the protection offered by renters insurance:

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Renters personal property coverage

    While your landlord should have insurance coverage for the building in which you live, you need to be aware that that coverage does not extend to protect your personal possessions. Renters insurance provides protection for your furniture and personal possessions - at home or away from home - against damage from such hazards as fire, lightning, windstorm, hail, explosion, smoke, vandalism, and plumbing leakage. A renters policy also protects your property against practically every type of theft loss in your apartment or anywhere in the world.
    This personal property coverage is also called contents coverage since it insures the contents of your apartment. You determine the value of your property and the renters premium is based on this amount. An independent agent or Travelers representative can help you if you have questions as to the amount of personal property coverage that's right for you. Or, you can use our Personal Property Worksheet if you'd like to figure it out on your own.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Renters personal liability protection

    Stuff happens...and sometimes it's not always good. In the event that you are sued, your renter's personal liability protection helps to cover the associated legal costs and related damages.
    Most renters policies provide $100,000 (minimum) of financial protection against liability claims and lawsuits brought by others for accidental bodily injury or damage to their property:
    • while in your apartment
    • caused by your personal activities, including most sports
    • caused by your children or pets.
    Liability protection also includes medical payments coverage. For example, Travelers will pay up to $1,000 per person -- regardless of your legal responsibility -- when an accident involves bodily injury to others. Higher amounts of coverage are available.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Additional living expenses

    If you are forced out of your apartment by a covered hazard, Travelers pays you up to 20% of the contents coverage for necessary additional living expenses (hotel, meals, laundry, etc.) while your damaged apartment is being repaired.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Improvements

    Many renters spend considerable time and money on alterations or redecorating. Under a renters policy, you may apply up to 10% of your contents coverage to repair or replace these damaged improvements.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Fire legal liability

    This feature protects you if you're held legally responsible for any fire damage to the building in which you live. And this coverage not only protects your home, but also any vacation property you rent.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Credit card and check forgery

    Renters insurance automatically provides you with up to $1,000 of coverage (in most states) for losses resulting from forgery or any alteration made in connection with credit cards, automated teller cards, and checks used by you and your family.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

  • Renters Insurance

  • Coverage Basics
  • Renters Tips & Info
  • Our Claim Services
  • Why Credit History Matters
  • Additional Insurance Options
  • Choose your renters deductible

    A deductible is the amount of loss you agree to assume before your insurance coverage takes over. The higher your deductible, the lower the cost of your policy premium. The deductible applies to property losses only. Liability protection does not require a deductible.

    Share this page

    The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
    Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

    Lewis Insurance
    2525 S. Lamar Ste 11
    Austin, TX
    78704