Renters Insurance
It Costs Less Than You Think To Insure Your Stuff
If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.Features & Coverage Options
Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.
Learn more about features and coverage.
Claims
Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry. We’ll be there if you need us.
Learn more about claims.
Discounts & Savings
Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.
Learn more about discounts and savings.
Do More.™
Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get together. Go to a show. Worry less. We’ve got you covered.
FAQ
Find answers to frequently asked questions about Safeco renters insurance.
Learn more about frequently asked questions.
Why Choose Us
Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco.
© 2013 Liberty Mutual Insurance
Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
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Talk to your local Safeco agent for personal advice about renters insurance coverage that’s right for you. We’ll help you make sure you’re protected.
Talk to your local Safeco agent for personal advice on coverage that is right for you if you rent your home or live in an apartment.
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Renters Insurance Features and Coverage Options
You’ve Rented a Great Place. We’ll Make Sure You Don’t Rent Trouble.
When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged by something like water leaking from your neighbor’s overflowing toilet or a kitchen fire. Renters insurance protects your personal belongs and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home.Talk to your local Safeco agent for personal advice about renters insurance coverage that’s right for you. We’ll help you make sure you’re protected.
Standard Coverage
Each Safeco renters policy comes packed with great features, right out of the box.At Home and in Your Car
Every Safeco renters insurance policy covers your personal belongings, like your couch, flat-screen TV, tablet, skis and game console. Your possessions are protected when they’re at home or with you anywhere around the world. In certain situations, your stuff may even be protected if it’s stolen from your car.If You’re Held Responsible
Your renters insurance policy also includes liability coverage – which is protection for you if you’re held responsible for injuring another person or if a guest gets hurt while visiting your place.Temporary Housing
If you can’t live in your building while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and for up to 24 months.Coverage Options
Identity Recovery
For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theftMusical Instruments and Baseball Cards
If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.For What It’s Worth
If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco personal property replacement cost protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen regardless of their age and condition, up to the limits and deductibles you select.Talk to your local Safeco agent for personal advice on coverage that is right for you if you rent your home or live in an apartment.
© 2013 Liberty Mutual Insurance
Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
Claims Center
Accidents Happen
It’s easy to file and track an insurance claim with Safeco Insurance. We’re here for you when the unexpected happens. If you’ve been involved in a car accident or your home has been damaged in a storm, we’ve got the answers you need. We’ll help you through the claims process with friendly, step- by-step guidance.File a Claim
800-332-3226
Call us. We're Here for You.
24 hours a day, 7 days a week
Track a Claim
Check the status of your claim anytime in your online account. Log in now.
Roadside Assistance
877-762-3101
Call Us. We're on Our Way.
24 hours a day, 7 days a week
Auto Claims
Get detailed information about filing an auto insurance claim, including:
- How to File An Auto Claim
- Windshield and Glass Repair
- Auto Body Estimates and Repairs
- How to Report a Stolen Car
Home Claims
Get more specific help about filing a home insurance claim, including:
- How to File a Home Insurance Claim
- What to Do About Water Damage
- Free Contractor Referral
- Loss of Use Due to Property Damage
Not a Safeco Policyholder?
If this is your first time contacting Safeco, and you need to file a claim, please call 800-332-3226.
If you have a claim in process that involves a Safeco policyholder, please contact your assigned claims representative.
If you have a claim in process that involves a Safeco policyholder, please contact your assigned claims representative.
© 2013 Liberty Mutual Insurance
Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.
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