Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Renters insurance coverage basics
It's all about protecting your home
While your landlord has homeowners insurance coverage for the physical dwelling, as a renter, you need insurance to cover your personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils.
Renter's insurance will also protect you if you are responsible for bodily injury or property damage to others, for example, if a visitor trips over a rug and breaks a leg.Read on to find out more about the protection offered by renters insurance:
- Personal Property Coverage
- Optional Property Coverages
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Renters personal property coverage
While your landlord should have insurance coverage for the building in which you live, you need to be aware that that coverage does not extend to protect your personal possessions. Renters insurance provides protection for your furniture and personal possessions - at home or away from home - against damage from such hazards as fire, lightning, windstorm, hail, explosion, smoke, vandalism, and plumbing leakage. A renters policy also protects your property against practically every type of theft loss in your apartment or anywhere in the world.
This personal property coverage is also called contents coverage since it insures the contents of your apartment. You determine the value of your property and the renters premium is based on this amount. An independent agent or Travelers representative can help you if you have questions as to the amount of personal property coverage that's right for you. Or, you can use our Personal Property Worksheet if you'd like to figure it out on your own. Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Renters personal liability protection
Stuff happens...and sometimes it's not always good. In the event that you are sued, your renter's personal liability protection helps to cover the associated legal costs and related damages.
Most renters policies provide $100,000 (minimum) of financial protection against liability claims and lawsuits brought by others for accidental bodily injury or damage to their property:- while in your apartment
- caused by your personal activities, including most sports
- caused by your children or pets.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Additional living expenses
If you are forced out of your apartment by a covered hazard, Travelers pays you up to 20% of the contents coverage for necessary additional living expenses (hotel, meals, laundry, etc.) while your damaged apartment is being repaired.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Improvements
Many renters spend considerable time and money on alterations or redecorating. Under a renters policy, you may apply up to 10% of your contents coverage to repair or replace these damaged improvements.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Fire legal liability
This feature protects you if you're held legally responsible for any fire damage to the building in which you live. And this coverage not only protects your home, but also any vacation property you rent.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Credit card and check forgery
Renters insurance automatically provides you with up to $1,000 of coverage (in most states) for losses resulting from forgery or any alteration made in connection with credit cards, automated teller cards, and checks used by you and your family.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Renters Insurance
- Personal Property Coverage
- Optional Renters Coverage
- Personal Liability Protection
- Additional Living Expenses
- Improvements
- Fire Damage
- Credit Card Fraud
- Choose Your Deductible
Choose your renters deductible
A deductible is the amount of loss you agree to assume before your insurance coverage takes over. The higher your deductible, the lower the cost of your policy premium. The deductible applies to property losses only. Liability protection does not require a deductible.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
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