Business Life Insurance Needs
Offering Solutions
Federated offers products that can help you with everything from basic debt protection to the complex issues surrounding business succession planning. We offer solutions for:
Business debt protection
Life insurance can provide assurance that debt will be repaid in the event of the death of an owner or key employee. Life insurance can also assure the survivor that the business will continue.
Owner/employee benefits
These individualized benefit programs can help attract and retain key employees:
- Executive bonus
- Endorsement split dollar
- Private bonus
- Deferred compensation
- Key person coverage
Exit-strategy planning
Preparing for your eventual exit from the business is a critical part of your business plan. Proper planning can help you accomplish your long-term goals. Federated offers assistance with:
- Business continuation
- Estate planning
- Value estimation services
- Buy-sell evaluations
- Funding alternatives
Network of independent estate planning attorneys
Your Federated marketing representative can facilitate a meeting with an attorney in your area who specializes in estate tax and business succession planning.
Disability Income protection
Will your business stay on its feet if you’re not? A Federated Disability Income insurance policy can help protect your most valuable asset—your ability to earn an income.
Electronic analysis tools and Home Office support
Your Federated representative has access to top-notch analysis tools and support from our Home Office specialists.
Contact your local Federated representative to design a program to fulfill your business insurance needs. See Locate Your Federated Representative.
Personal Life Insurance Needs
Protecting Your Family from Financial Loss
Life insurance pays cash to your beneficiaries after you die—replacing your income and helping your dreams continue after you are gone. Federated has life insurance products that can help fill the following needs:
Survivor income
- Final expenses
- Annual living expenses
- College costs
- Mortgage and debt payments
Estate planning
What role can life insurance play in your planning? Of all the assets in your estate, life insurance is probably the most unique as it creates an "instant" estate. Life insurance is one of the most cost-effective ways to create the cash needed to:
- Pay estate expenses
- Replace lost income
- Provide liquidity to continue operation of your business after your death
- Offset the reduced value of your business if it must be liquidated
- Fund a trust for your minor or disabled children
Federated offers other insurance solutions
- Disability income protection — A Federated Disability Income policy can help protect your earning power if you become disabled.
- Individual retirement — Federated offers individual annuity products that help provide personal retirement benefits.
- Network of independent estate planning attorneys — Your Federated marketing representative can help facilitate a meeting with an attorney in your area who specializes in estate tax planning.
- Electronic tools and Home Office support — Federated marketers have access to top-notch analysis tools and support from our Home Office specialists.
Contact your local Federated representative to design a program to fulfill your family's needs. See Locate Your Federated Representative.
Disability Income
Playing the Odds
Which would be most damaging to your business?
- Fire that destroys your main location
- Serious illness that prevents you from working for six months
- Your death
Without proper insurance coverage, any of these situations could close your business and cause hardship. But, would you be surprised to learn the greatest risk is the threat of disability? Studies of insurance claims* indicate the odds are far greater you will lose your ability to earn an income than lose your property. Most people plan for catastrophic events. But, it’s a fact that few people plan for disability.
- What sources of income would be available to you and your family if you are unable to work for an extended period of time due to accident or illness?
- What impact would there be on your business?
Playing the odds game is too risky. Protect your earning power with a Federated income replacement insurance plan.
Key features of a Federated plan
- Noncancelable, guaranteed renewable
- Back-to-work part-time benefit
- 24-hour coverage
- Rehabilitation payments
- Waiver of premium
- Preferred risk rates
Contact your local Federated representative to design a disability insurance program for your needs. See Locate Your Federated Representative.
Your Federated representative has access to top-notch analysis tools and support from our Home Office specialists.
Contact your local Federated representative to design a program to fulfill your business insurance needs. See Locate Your Federated Representative.
All products and services may not be available in all states. Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. A Federated representative can provide you with costs and complete details.
Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
2525 S. Lamar Ste 11
Austin, TX
78704
