Why Do You Need General Liability Insurance?
General Liability Insurance for Teams, Programs, Instructors and Events
Malfunctioning equipment, slippery floors, a ball through a window, even an unexpected mishap when we've turned away for just a moment. Accidental injuries and property damage can happen at any time, regardless of your cautious attempts to prevent them.
Groups and events
Why do you need general liability insurance?
Property damage, bodily injury and personal injuries can happen at any time during group or business activities.
How are you covered?
All programs include protection against bodily injury and property damage claims that arise from operations, premises, products, completed operations, advertising or personal injury
Select programs include coverage for medical payments to participants, legal liability to participants and professional liability
Zero deductible for liability claims
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Sports Teams, Leagues and Associations
Baseball, football, basketball, soccer and more. Community teams of all ages can be seen practicing at ballparks and recreation fields. They may be amateurs, but they take competition as seriously as the pros.
Why do you need liability insurance?
Our Specialty Liability Insurance for Amateur Sports Teams, Leagues and Associations provides important liability protection for a variety of sports organizations.
How are you covered?
Your organization will be protected against bodily injury and property damage claims that arise from your operations, premises, products, completed operations, advertising or participant injuries. Some sports insurance programs provide participant accident coverage as well as professional and legal liability protection.
A choice for level of coverage and additional options to meet your organization's insurance needs
Zero deductible for liability claims
Hired Auto and Employers' Non-ownership Liability coverage
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Exhibitors and Vendors
A farmers market, an arts festival, a community gathering to sell handmade crafts and recipes.
Why do you need liability insurance?
Our Specialty Liability Insurance for Concessionaires, Exhibitors and Vendors can provide important liability protection for a variety of vendors who promote, demonstrate and sell their products and services. It can help protect you from the liability claims resulting from unexpected incidents that could occur from your operations.
How are you covered?
Your business will be protected against bodily injury and property damage claims that may arise from operations, premises, products, completed operations, advertising or personal injuries.
Short-term policies for use away from any owned or long-term leased premises
A choice for the level and length of coverage to help meet your business’ specific needs
Zero deductible for liability claims
A separate Inland Marine policy to cover loss to property, stock or inventory
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Exercise Studios
Step aerobics, treadmills, kick boxing, and boot camp. These days, many people are focused on healthy eating and tough fitness routines in the gym.
Why do you need liability insurance?
Our Specialty Liability Insurance for Exercise Studios provides important liability protection for the owners and operators of facilities that offer personal training and exercise programs led by fitness professionals.
How are you covered?
Your studio will be protected against bodily injury and property damage claims that may arise from operations, premises, products, completed operations, advertising or personal injuries. Legal liability protection is also included.
A choice of base coverage options and additional coverage to help meet your studio's specific insurance needs
Zero deductible for liability claims
Separate professional liability option available for instructors
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Gymnastics Clubs and Cheer Gyms
Cheerleaders and gymnasts fascinate audiences with unbelievable routines full of stunts, jumps and gymnastics. What we see on the sidelines and what wows us during competitions did not come easily to these performers.
Why do you need liability insurance?
Our Specialty Liability Insurance for Gymnastics Clubs and Cheer Gyms provides important protection for clubs and programs that specialize in teaching gymnastics, tumbling and cheerleading/dance skills.
How are you covered?
Your club or gym will be protected against bodily injury and property damage claims that may arise from operations, premises, products, completed operations, advertising or personal injury. Participant accident coverage and professional and legal liability protection are also included.
A choice of optional coverage to help meet your organization's specific insurance needs
Zero deductible for liability claims
Hired Auto and Employers' Nonownership Liability coverage
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Special Events
Today's busy lifestyles are filled with social gatherings from community festivals to car shows, conventions to weddings.
Why do you need liability insurance?
Our Specialty Liability Insurance for Short-term Special Events provides important liability protection for a variety of organized events. Each event must meet these eligibility standards:
Total event attendance must be fewer than 12,000.
Event days must be consecutive.
The event has a maximum of 10 consecutive event days (excluding set-up/tear down).
The event must be held at a single location.
That location must not be owned by the named insured.
How are you covered?
Our short-term special event insurance features zero deductibles for liability claims. It helps protect against bodily injury and property damage claims arising from:
Operations
Premises
Products and completed operations
Advertising
Personal injury liability
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Sports Instructors
A winning player is made from tough conditioning and training, long hours of practice, and extensive drills to help sharpen skills. A positive attitude, self-confidence and commitment can also help build the foundation for a great player and teammate.
Why do you need liability insurance?
Our Specialty Liability Insurance for Sports Instructors protects independent contractors specializing in a variety of individual and small group sports skills instruction. Liability insurance protects instructors against the claims that could result from unexpected incidents occurring with their operations.
How are you covered?
Coverage is intended for teaching activities that take place at locations that are not owned by the instructor. As a policyholder, you will be protected against bodily injury and property damage claims that arise from their operations, premises, products, completed operations, advertising or participant injuries. You will also maintain professional and legal liability protection as part of this coverage.
A choice of base coverage options to meet your specific insurance needs
Zero deductible for liability claims
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
General Liability Insurance for Youth Day Camps
Kids of all ages are enjoying youth camps filled with fun, friends and making fond memories. From church camps to teen programs, adventure camps to art, education or special needs programs, the opportunities for learning and establishing lifelong relationships are endless.
Why do you need liability insurance?
Our Specialty Liability Insurance for Youth Day Camps provides important liability protection for your operation.
How are you covered?
Your day camp program will be protected against bodily injury and property damage claims that may arise from operations, premises, products, completed operations, advertising or personal injury. Participant accident coverage and legal liability protection are also included.
A choice of base coverage options to help meet your camp's specific insurance needs
Zero deductible for liability claims
Product benefits and features vary by program. All programs have specific eligible operations, ineligible operations and notable exclusions. Be sure to email us for full details.
©2013 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. Nationwide Investment Services Corporation, member FINRA . In MI only: Nationwide Investment Svcs. Corporation Home Office: One Nationwide Plaza, Columbus, OH 43215-2220. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
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