PropertyFinancial protection against loss or damage to insured's property caused by certain perils, including but not limited to fire, windstorm, hail, vandalism and explosion.
AgriBusiness® Division
Our AgriBusiness® Division is in touch with the changing needs and challenges of today’s farm and ranch operations. Our comprehensive policies allow you to cover your customer’s needs with confidence, and give you the flexibility to insure a wide range of special situations, as well.
Products include: AgriPak®, Equine Farm, DairyPak®, AgriPro®, AgriGuard®, and Equipment Breakdown.
Products include: AgriPak®, Equine Farm, DairyPak®, AgriPro®, AgriGuard®, and Equipment Breakdown.
Alternative Markets Division
Our Alternative Markets Division offers multi-state, multi-line commercial insurance products for both heterogeneous and homogeneous classes of business including general liability and property products.
American Empire Group
American Empire Surplus Lines Insurance Company (American Empire), member company of Great American Insurance Group, has consistently been one of the most innovative and successful excess and surplus lines writers in the country. American Empire provides an excess and surplus facility for brokerage firms which do business on a wholesale basis.
Crop Insurance Division
The Crop Division is a leading specialist in providing the tools you need for Crop Insurance. We’re one of a select few private companies authorized by the United States Department of Agriculture Risk Management Agency (USDA RMA) to write MPCI policies. With six regional offices throughout the U.S., our teams provide tremendous expertise in the specific needs of your region’s farmers and crops. Products include: Multiple Peril Crop Insurance (MPCI), Crop-Hail and Named Peril.
Equine Mortality Division
Our Equine Mortality Division is one of the world's leading providers of equine mortality insurance and related coverages through professional equine independent agents.
Products include: Full Mortality, Specified Perils, and available Endorsements.
Products include: Full Mortality, Specified Perils, and available Endorsements.
Ocean Marine Division
Our Ocean Marine Divisions offers policies and packages tailored to your marine needs both in the U.S. and abroad.
Products include: Boat Dealers/Marine Operators Coverage, Marine Liabilities, Marine Cargo, Commercial Watercraft Insurance, Marine Craftmaster, Spill Responder Insurance, Pollution, COFR-Rite.
Products include: Boat Dealers/Marine Operators Coverage, Marine Liabilities, Marine Cargo, Commercial Watercraft Insurance, Marine Craftmaster, Spill Responder Insurance, Pollution, COFR-Rite.
Property and Inland Marine Division
Our Property and Inland Marine Division is one of the largest commercial inland marine insurers in the United States and we are one of the few companies who have a Division dedicated to underwriting property and inland marine business.
Products include: Property, Builder's Risk, Contractors' Equipment, Excess Property, Transportation Cargo, Electronic Data Processing, Difference in Conditions Coverage, Communications Coverage, Bailee, Medical Diagnostic and Scientific Equipment Coverage, and Miscellaneous Floaters.
Public Sector
Offers a comprehensive list of coverages in the reinsurance and excess insurance markets in the public entity space.
Our Specialty Human Services Division offer for-profit and non-profit social services agencies one of the most comprehensive product selections available in the marketplace.
Specialty Insurance for Farm and Equine Farm Operations
Running a farm or ranch has always involved a lot of risks. But these days, rapid changes in the industry are raising the stakes. Advanced technologies and new environmental concerns are pushing farming and ranching in new directions. But no matter how much things change, one thing never will: Great American’s AgriBusiness® Division is committed to keeping farmers and ranchers strong with effective insurance coverage.
We’ve been helping farmers and ranchers manage the uncertainties of doing business since 1909. Today, we provide coverage for full-time farms, ranches, and other agricultural operations in all 50 states. Our farm products can cover businesses that range from fruit and vegetable farms to livestock operations. Our equine farm products cover a wide range of risks ranging from monoline property and liability, care custody or control to umbrella and auto.
We encourage you to learn more about Great American’s AgriBusiness® Division and explore our complete portfolio of products for your customers.
For over 100 years, one thing hasn't changed — Great American's commitment to farmers and ranchers.
Products:
- AgriPak® and AgriBusiness®
- DairyPak®
- AgriPro®
- AgriGuard®
- Auto (both personal and commercial vehicles)
- Riding Clubs
- Race Horse Owners
- Individual Horse Owner
- Care, Custody or Control
Great American Captive
Risk-Sharing Models
Captives are a great alternative to "business as usual"! Great American Captive business models deliver risk-sharing options to retail agents and associations, as well as to large accounts, either on an individual (single entity) or group basis. Through the formation of a captive insurance company our risk-sharing agents and clients can:
- Stabilize insurance costs
- Provide coverage solutions unavailable in the traditional market
- Diversify revenue streams
- Gain control of their own financial destiny
What Is a Captive?
The term “captive” originally referred to a company that was formed primarily to provide insurance coverage for the assets and risk liabilities of its parent company. Today, captives are used for many purposes, but at their simplest, they allow those involved to share profits in return for sharing risks.
Our captive business model brings risk-sharing capabilities to a variety of organizations, including:
- Retail Agents: our industry leading Agency Captive model offers your agency an opportunity to take a risk position on your book of business, be it heterogeneous or homogeneous in nature.
- Associations: an attractive source of non-dues revenue, our Association Captive model gives the association the ability to participate in the members risk as a whole.
- Large Account Customers: whether your firm wishes to build its own captive (Single Entity Captive) or combine forces with other peer companies (Group Captive) our model offers a variety of risk-participation options to meet your needs.
American Empire Group
American Empire Surplus Lines Insurance Company operates exclusively on a non-admitted or surplus lines basis offering a wide range of casualty and property solutions to specialty wholesale surplus lines brokers on a nationwide basis.
We seek to fulfill the traditional role of surplus lines which is to act much like a safety valve to respond to individual risks or classes of business that are having difficulty finding coverage in standard markets. Our highly experienced team of underwriting professionals are flexible and creative, able to react to new and changing opportunities. Our problem solvers are empowered to respond boldly and quickly when time frames are critical.
We welcome unique or unusual exposures as well as risks or classes of business that may be out of favor with the broader market. We have a proven track record of successfully navigating all phases of the underwriting cycle.
Our wholly owned managing general agency American Empire Underwriters Inc., located in Houston, Texas, offers surplus lines solutions for primary general liability risks and a wide array of excess exposures to retail agents and surplus lines brokers located in Texas and to surplus lines brokers in surrounding states.
Ready to learn more about how to solve the most challenging insurance needs? Visit the American Empire website to get started.
American Empire Group, a part of Great American Insurance Group, consists of American Empire Surplus Lines Insurance Company, a surplus lines insurer; American Empire Insurance Company, an admitted insurer and American Empire Underwriters, a managing general agency and surplus lines brokerage.
American Empire Surplus Lines Insurance Company (American Empire) has consistently been one of the most innovative and successful excess and surplus lines writers in the country. American Empire provides an excess and surplus facility for brokerage firms which do business on a wholesale basis.
American Empire Underwriters, Inc. acts as a producing managing general agency for American Empire. It writes umbrella, excess umbrella, general liability and following form excess business through both wholesalers and retailers.
Specialized Crop Coverage Including Multiple Peril Crop Insurance (MPCI), Crop-Hail and Named Peril Insurance
Farmers know that success is never entirely in their hands. Each year, they run the risk that their crops may get nipped by a late-spring freeze, flooded by too much rain or devastated by drought. Their crops can be flattened by a hailstorm, or eaten up by insects. And even if farmers have a great crop, a sudden drop in prices can rob them of any profits.
The Crop Insurance Division of Great American has been helping generations of farmers take control of their risks since 1925. We’re a part of Great American Insurance Group, which traces its roots back to 1872 with the founding of its lead insurer Great American Insurance Company. And we’re one of a select few private companies authorized by the United States Department of Agriculture Risk Management Agency (USDA RMA) to write MPCI policies. With six regional offices throughout the U.S., our teams provide tremendous expertise in the specific needs of your region’s farmers and crops.
We also offer other important crop products including crop-hail insurance and named peril coverages. So whether you’re looking to cover a customer with a family-run farm or to insure a large commercial operation, we can help you provide the right coverage for both.
Visit our Crop Insurance Division website to see a complete list of products, tools, forms and other services available.
Providing Equine Mortality, with Optional Major Medical and Surgical Coverages
Whether your client owns one pleasure horse or has a barn full of Kentucky Derby contenders, horses are an ongoing investment that deserve expert insurance coverage. With the wide variety of horse breeds and uses, it’s important to choose a carrier that understands the unique risks of every equine situation.
Choose A Leader in Equine Mortality
Great American’s Equine Mortality Division is one of the world’s leading providers of equine mortality insurance and related coverages. We’re a part of Great American Insurance Group, with roots dating back to 1872 with the founding of lead insurer Great American Insurance Company, and we’re staffed with experts in all breeds and disciplines such as Racing, Showing, Cutting, Dressage, Hunter/Jumper, Driving, Reining, Saddleseat and Pleasure riding.
Great American has one of the most comprehensive and unique product portfolios available for horse owners, as our coverages can also be stacked, making each policy customizable for your client’s specific situation. For clients who elect Full Mortality coverage, Great American also offers Major Medical, Surgical and various other endorsements that can be useful in protecting your customer’s investment.
For more information, contact us at equinepcc@gaic.com or call 352 351 4799.
Coverages Including Cargo, Hull, Liability, Pollution and Marine Property and Casualty
The specialized expertise of the Ocean Marine Division of Great American Insurance Group, plus a national network of skilled agents and brokers, enables us to provide unparalleled service to the marine industry. Only a handful of carriers have this depth of experience; fewer still have the extensive product selection and only one — Great American — has both.
The professionals who staff the company’s Ocean Marine Division are like those who staff the company’s other (30) specialized business units: singularly focused on a niche industry that they know inside and out.
Our Products
Great American Insurance is one of only a handful of carriers that can provide commercial property and inland marine coverage for your clients. We can help you provide the best coverage for your client’s unique commercial property needs by customizing products such as these:- Property
- Builder's risk
- Contractor’s equipment
- Excess property
- Motor truck cargo
- Electronic data processing (EDP)
- Difference in conditions (DIC)
Above and beyond
The Public Sector Division of Great American Insurance Group understands that every risk has a unique story that defines your organization. At Great American, we specialize in structuring creative solutions that align with your individual characteristics, values and goals. Great American provides superior financial stability and pricing that is consistent with your strategies and results. Coverages are available on a reinsurance or excess insurance (non-admitted) basis.
Coverage Highlights
- $10 Million capacity available
- General Liability
- Automobile Liability
- Police Professional
- Public Officials
- School Board E&O
- Incidental Medical Malpractice
- Employment Practices Liability
- Buy-back Abuse/Molestation
- Employee Benefits
Risk Guidelines
- Minimum SIR of $100,000
- Individual risks with population of 250,000 or less
- Qualified TPA or in-house claims staff
- ALAE inside/inside or outside/outside
- No workers’ compensation
- No monoline professional coverage
- Required information includes ground-up historical and exposure
data (10 yrs)
Target Classes
- Municipalities
- Public Schools
- Community Colleges
- Housing Authorities
- Special Service Districts
- Counties
Target Groups
- Pools
- Trusts
- JPAs
- Reciprocals
- Mutuals
- Captives
- Individual Risks
We offer a consistent and proven program. Our innovative products and services are designed to reduce risks, prevent loss, and provide creative coverage solutions.
Insurance for Social Service
Organizations and Non-Profits
The Specialty Human Services Division of Great American Insurance Group is an established leader in the non-profit and Social Service areas. We understand the diverse insurance needs of these organizations and offer one of the most comprehensive product selections available in the marketplace. Our agents and customers value our responsiveness, knowledge, experienced underwriting, efficient claims management and broad range of safety and loss prevention services.
To learn more about the coverages and services we can offer your clients, visit the Specialty Human Services Division website.
Organizations We Serve
- Animal Related
- Arts and Cultural
- Clubs
- Community Services
- Education and Day Care
- Family Services and Counseling
- Food Distribution and Thrift Stores
- Foundations and Grant Making
- Housing and shelters
- Recreation and Sports
- Religious
- Youth Services
The members of Great American
Insurance Group are subsidiaries of
American Financial Group, Inc. (AFG).
AFG is a holding company based in
Cincinnati Ohio. It is a Fortune 1000
company whose common stock is listed
on the New York Stock Exchange and
NASDAQ.
Insurance Group are subsidiaries of
American Financial Group, Inc. (AFG).
AFG is a holding company based in
Cincinnati Ohio. It is a Fortune 1000
company whose common stock is listed
on the New York Stock Exchange and
NASDAQ.
Corporate Headquarters
Great American Insurance Group Tower
301 E Fourth Street
Cincinnati, OH 45202
800 545 4269 / 513 369 5000
Great American Insurance Group Tower
301 E Fourth Street
Cincinnati, OH 45202
800 545 4269 / 513 369 5000
Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
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