Information from The Hartford
Absence Management
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Business Coverage to
Protect Your Accomplishments
Business Owner's Policy (BOP)
The Hartford's Business Owner's Policy (BOP) combines two of the most critical business insurance coverages – business property insurance and general liability protection – into one convenient policy.
Commercial Auto Insurance
The Hartford's commercial auto insurance provides coverage for you, your employees and the vehicles you own, lease, rent or borrow.
Commercial Flood Insurance
We offer commercial flood Insurance through the National Flood Insurance Program that can shelter your business from hurricanes, rain, snow melts, and even flooding due to drainage caused by new developments.
Commercial Property Insurance
Business property insurance from The Hartford can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures.
Commercial Umbrella Insurance
The Hartford's commercial umbrella policy can increase your liability protection when a lawsuit maxes out the limits of your current coverage.
Data Breach Insurance
Data breach coverage from The Hartford can help you comply with regulatory requirements, provide guidance on how to prevent and handle a data breach, and cover response and liability expenses to quickly restore confidence in your practice or business.
FleetAhead Fleet Safety
For businesses with fleets of cars or trucks, FleetAhead from The Hartford provides data and support to help reduce accidents, lower costs, increase fuel efficiency and more.
General Liability Insurance
The Hartford's general liability insurance provides your business with the financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit.
Loss Control – Safety and Risk Management
The Hartford's Loss Control organization provides assistance in evaluating your exposures to loss and consults with you on how you can improve conditions to run a safer and ultimately more profitable business.
Marine Insurance
The Hartford offers a full range of specialized marine coverages.
Management and Professional Liability
The Harford has a full suite of dedicated Management & Professional Liability policies to give you or your organization an added layer of protection for your specific responsibilities and exposures.
Surety and Fidelity Bonds
The Hartford's dedicated Bond Division offers the range and flexibility you need to help secure the right type of protection and comply with contractual statutory or court mandated requirements.
Workers' Compensation Insurance
Workers' compensation insurance from The Hartford provides coverage for work related injuries or illnesses, medical bills and lost wages, and helps pay for rehab as well as disability coverage.
- Business Owner's Policy
- Commercial Auto Insurance
- Commercial Flood Insurance
- Commercial Property Insurance
- Commercial Umbrella Insurance
- Data Breach Insurance
- FleetAhead Fleet Safety
- General Liability Insurance
- Loss Control/Safety and Risk Management
- Management and Professional Liability
- Marine Insurance
- Surety and Fidelity Bonds
- Workers' Compensation
Primary Navigation
Absence Management
Retirement Plans
Two Critical Coverages.
One Convenient Policy.
The Hartford's Business Owner's Policy (BOP) combines two critical business insurance coverages: business property and business liability. With one convenient policy, you're protected against fire, theft, lawsuits and more. In addition, you can purchase optional coverages allowing you to tailor a policy that meets the unique needs of your business, today and as it evolves.
Business Property Insurance
The Hartford's property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. It provides coverage for damaged computers and media and loss of accounts receivable records.
Business Liability Coverage
When it comes to liability protection, the broader the coverage the better. That's why The Hartford's BOP insurance provides business liability insurance that covers your business in the event your business is responsible for causing harm to a person and/or damage to property. It also helps cover the cost of your defense.
Loss of Business Income
If unexpected events cause your operations to be suspended due to a covered cause of loss, The Hartford's BOP insurance will help replace any loss of income to help you meet your continuing financial obligations such as rent or payroll.
Data Breach Coverage
Offered as an optional coverage, data breach coverage provides you with access to professionals who can help you comply with regulatory requirements, provide guidance on how to help prevent a data breach and handle a breach crisis if one occurs. Response expense coverage can help to quickly restore confidence in your business or practice through notification to impacted individuals and can help pay for good faith advertising expenses, for example. In most states, coverage is also available for defense and liability expenses in the event you're sued because of a breach.
Employment Practices Liability Insurance (EPLI)
If you're a business that has employees, then you probably need insurance that helps protect you from employment related claims resulting from alleged or actual acts of:
- Discrimination
- Harassment
- Retaliation
- Violation of the Family Medical Leave Act
- Wrongful discipline
- Wrongful failure to promote
- Wrongful termination
*EPLI is not available in every state, including CA, and may not be available in limits of $10,000 in states where coverage is offered.
A Strike Force for When Disaster Strikes
When your business suffers a loss, nothing is more important than getting you back up and running. We have several regional claim centers staffed by claims professionals who specialize in property and liability claims, and our catastrophe team swings into action after natural disasters like hurricanes and earthquakes.With The Hartford behind you, you'll have the protection you need to help get you back in business quickly after a loss. And you can feel confident that you'll have the dedicated support, resources and expertise when you need it most.
Commercial Property Insurance
Fire, Theft, Broken
Equipment – No Sweat
Broad Protection
Business property insurance from The Hartford can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures. We also include coverage for things you may not have thought of, like protection for your accounts receivable records and or computers and media. There’s even an option that can help replace lost income when your operations are suspended and can no longer operate due to a covered loss.Commercial Property Coverage Tailored for You
No two businesses are exactly alike. With our flexible coverage options, you can tailor coverage specifically for your business’ unique needs both today and as your business evolves.And, many of the commercial property coverages we offer as optional can be bundled into cost-effective packages giving you the best value for your insurance dollar.
Risks Stop Here
The best disasters are the ones that never happen. It’s why The Hartford has developed a loss management discipline that helps mid-size and large businesses foresee risks and avoid the most common causes. We have specialists in fire safety, disaster planning and industry specific risk reduction techniquesThe Fast Track Back
In the unfortunate event your business property is damaged, we do everything possible to get your business up and running as quickly as possible. We’ll engage a team of experts to help streamline the process and expedite your claim. We have more than 60 specialists around the country who are authorized to settle large losses. A separate set of teams are specifically trained to help your business when catastrophes like hurricanes, blizzards, severe hailstorms or other disasters strikeCommercial Umbrella Insurance
Shield Your Business From
an Unexpected Rainy Day
Affordable Protection from Unexpected Risks
These days' lawsuits seem to pop up from the most surprising places. An employee driving their own car to a meeting accidentally strikes a pedestrian, and you get sued. A patron slips and falls and injures themselves while exiting your business, and you get sued. An advertisement lists the wrong number, causing thousands of annoying phone calls at an unrelated business, and you get sued.
A business umbrella policy from The Hartford can help by providing increased limits of financial protection to your business from unexpected risks – and it's surprisingly affordable. That's because the underlying policy limits are used first and your commerical umbrella coverage limits only kick in after those policies have reached their limits.
Opening an Umbrella Has Never Been Easier
Doing business with The Hartford is incredibly easy. When you have an umbrella policy with The Hartford, you'll receive a single, simplified bill that combines all your business insurance policies together.
Our Umbrella Bends To Meet Your Needs
The Hartford's Umbrella Policy gives you flexible coverage. So flexible, you can even use it to extend the liability coverage of policies you may have with other insurance companies.
General Liability Insurance
Broad Protection You Need.
Service You Deserve.
General Liability Insurance. Your First Line of Defense.
Being sued is probably the last thing on your mind until it happens. Then it’s all you can think about. At best it’s a distraction, at worst it can threaten everything you’ve worked so hard to build.Your business can be sued for almost any reason: Negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints, etc.
It’s why having a solid plan and liability protection, like the coverage offered by The Hartford’s general liability insurance is critical. Especially today.
The Broader the Protection the Better
The Hartford’s business general liability insurance has among the broadest protections available. It can cover things like bodily injury, property damage, contractual liability, damages to property you rent or occupy, even a special option that covers your websites and blogs.Data Breach is offered as an optional coverage from The Hartford that can help you comply with regulatory requirements, provide guidance on how to prevent and handle a breach, and cover response and liability expenses to quickly restore confidence in your practice or business.
Increasing Your Ability To Avoid Liability
The best way to handle liability is to do everything you can to reduce risk, while running a safer, more productive and ultimately more profitable business. The Hartford’s risk management services available to mid-size and large businesses can help you do just that. It provides everything from one-on-one consultations, safety seminars, and even programs that provide discounts for installing safety equipment and following best practices.Specialists at General Liability Claims
Liability claims are often complex, fraught with nuance, and with large sums of money at stake. When you need help, we have a strike force of experts situated across the country. Claims specialists for large loss, and high value claims, all trained to respond quickly and empowered to act decisively on your behalf.Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
www.nationwide.com/joshlewis
www.austinhealthbrokers.com
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