Monday, January 14, 2013

Coverages & Benefits

Information from Liberty Mutual

  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  
  •  

Coverages & Benefits

Learn About our Policy Features and Discounts

Learn About our Policy Features and Discounts

  • Auto Insurance Coverages
    Auto Insurance Coverages
    We'll be there when you need us most, starting with helping you decide which car insurance coverage options and policy limits you may need, for yourself and your vehicle.
  • Auto Insurance Benefits
    Auto Insurance Benefits
    The convenient account services and features you want, plus special policyholder benefits you'll appreciate.
  • Auto Insurance Discounts
    Auto Insurance Discounts
    With multiple discounts connected to your car, driving record, and employer or professional association, you could save money off our already competitive rates.
  • Claims Services for Auto
    Claims Services for Auto
    When you have a claim to report, one call puts the process in motion. You can even file non-personal injury claims online. We'll work hard to get you and your car back on the road quickly.
  • Teachers Auto Insurance
    Teachers Auto Insurance
    Liberty Mutual offers special auto insurance coverage to protect teacher's vehicles and personal teaching or school-owned property in the vehicle for school business.

  • Liberty Mutual >
  • Auto Insurance >
  • Coverages & Benefits >
  • Auto Insurance Coverages
  • Auto Insurance Coverages

    Protecting Yourself and Your Car with Liberty Mutual

    Protecting Yourself and Your Car with Liberty Mutual

    • Understanding Coverages
      Liability
      If you hurt someone or damage someone's property in an accident, we'll pay for covered damages and also defend you if someone sues you as a result.

      Medical Payments / Personal Injury Protection
      We'll pay for covered medical expenses up to policy limits for anyone injured while in your vehicle, regardless of who is at fault.

      Uninsured / Underinsured Motorists
      If you're in an accident caused by someone who doesn't have insurance, or not enough, we'll cover you and other passengers in your vehicle, up to your policy limits.

      Collision
      If you add Collision coverage, you're covered if your car rolls over, hit by another car, or hits another car or object, minus your deductible.

      Comprehensive
      You may purchase this coverage to protect your car if it is stolen or damaged by something other than collision, such as fire, vandalism, windstorm, earthquake or hail. A deductible applies.

      Better Car Replacement™
      With this optional coverage, if your car is totaled we'll give you the money to replace it with a car that is one model year newer and has 15,000 less miles on it.*

      Unlimited Rental Coverage
      If you are ever in an accident, you can rely on our optional Unlimited Rental Coverage to pay your rental costs for as long as it takes to fix your car. You must purchase this coverage and elect to have your car repaired at a Liberty Mutual-approved facility and allow Liberty Mutual to arrange for the rental car. Program availability varies by state and daily limits apply.

      Mechanical Parts Replacement
      A car is only as reliable as its parts. When your car is repaired at a Liberty approved shop, you're covered for car parts damaged in a covered accident without depreciation, no matter how old they are. The loss must be covered by your policy.

      Car Windshield Repairs
      If you have Comprehensive or Glass Coverage and your windshield or other safety glass is damaged, if you choose, we'll arrange for service at your home, place of employment or other convenient location, and we guarantee a quality repair or replacement.

      Get an Auto Insurance Quote

      The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.
      *Optional coverage, not available in all states. Applies to a total covered loss. Does not apply to leased vehicles or motorcycles.
            Insurance Resources
    Some sections of this site may not function unless you enable Cookies.

    Auto Insurance Benefits

    Your Liberty Mutual Auto Insurance policy comes with all these great features

    Your Liberty Mutual Auto Insurance policy comes with all these great features

    • Auto Insurance Benefits

      12 Month Policies
      Your auto insurance price is guaranteed for an entire year.

      Convenient Payment Options
      You can pay by mail, online or through automatic deductions. You can also choose to pay monthly, quarterly or in one lump sum.

      After-Hours Policy ServicesWhen you need policy information, answers to billing questions or assistance with policy changes, including after normal business hours, our Customer Response Center will help you.
    • Call 1-888-398-8924, 7AM to 11PM, Monday through Saturday, and 9AM to 7PM on Sundays, Eastern Time.
    • Manage Your Policy OnlineView policy information, pay your bill, make changes to your policies, and report an auto and/or homeowner claim when you register for eService.

      More benefits for Auto policyholders*

      Accident Forgiveness

      Unlimited Rental

      New Car Replacement
    • Guaranteed Repairs


      Get an Auto Insurance Quote

      *The descriptions of coverages and programs are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

    No comments:

    Post a Comment