Friday, December 6, 2013

Commercial Auto Insurance

Commercial Auto Insurance basics from Progressive

Progressive Insurance

Commercial Auto Insurance

Hundreds of thousands of businesses trust Progressive for their commercial auto insurance needs. We're one of the largest commercial auto insurance providers in the nation, and we have an A+ rating from A.M. Best.

Visit ProgressiveCommercial.com for detailed information on all our commercial auto insurance products.

Business Auto Insurance

As a business owner, you're passionate about what you do. That's why we offer business auto insurance solutions specifically designed for companies just like yours.

Auto Insurance For Businesses

Progressive defines small businesses as privately owned corporations, partnerships and sole proprietorships with anywhere from one to 100 employees that typically operate everyday vehicles such as pickup trucks, vans, cars and SUVs.
If you work in the towing services or trucking industries, please visit the tow truck insurance or truck insurance sections to learn about unique products and features Progressive offers to meet your small business insurance needs.

Choosing Insurance For A Business

Progressive divides small businesses into more industry-specific categories, allowing us to provide you with targeted auto insurance for businesses. To learn more about how we can help protect your business, view businesses we insure.

Business Auto Insurance Resources

Progressive provides the following resources if you have questions about small business auto insurance:

Special Needs Business Auto Insurance

Every business has unique needs, so Progressive provides special business auto insurance solutions and helpful advice for the following:
  • Seasonal business vehicle insurance - If your small business only operates during specific months of the year, we offer seasonal small business auto insurance products and services just for you.
  • New business vehicle insurance - If you are about to start a business, or your business is still in its first year or two of operation, you can get advice and learn about auto insurance for a business like your new venture.

See What You Could Save

Get a quote online or quote by phone at 1-888-806-9598 and learn more about our Business Auto insurance, discounts and flexible payment plans.

Pickup Truck Insurance

Whether you have a half ton or over one ton pickup truck – you expect your truck to help you get your work done. You should also expect to get the best coverage and service options with your pickup truck insurance. As the #1 Truck Insurer in America, Progressive has pickup truck insurance and trailer insurance options designed to meet your business’ needs.

Pickup Truck Insurance Coverages

No matter what you’re hauling, you want to make sure you have the right insurance coverages for your pickup truck. Whether you’re a contactor, a landscaper or any other skilled tradesperson, you need to make sure you have enough truck insurance to protect you no matter what kind of situation you’re in. Common types of pickup truck insurance coverages include:
  • Liability Insurance – Includes Bodily Injury and Property Damage coverage and can cover injuries or damage to other people or property if you're at fault for an accident.
  • Physical Damage Coverage – Includes Comprehensive and Collision coverage and can protect you if your pickup truck collides with another object or rolls or is stolen.
  • Uninsured or Underinsured Motorist Insurance – Can provide coverage when you’re involved in an accident with an uninsured or underinsured motorist. Uninsured Motorist insurance options vary by state, but our licensed agents can help you determine what options are available and what choices make sense for your business.
We also offer coverage for different types of trailers, including the following:
  • Utility Trailer
  • Horse Trailer
  • Gooseneck or Medium Duty Trailer

Pickup Truck Insurance Quotes Made Easy

Get a quote online or call us today at 1-888-806-9598 to see how much you could save on commercial pickup truck insurance today. Let us guide you each step of the way to a policy customized to meet your specific pickup truck insurance needs. We offer real benefits to our commercial pickup truck insurance customers including:
  • Customized Commercial Auto Insurance Discounts – We offer discounts designed especially for our commercial auto policyholders. You could be eligible for a discount just by having a commercial driver’s license or based on the number of years you’ve been in business. We also offer additional savings for customers who pay their pickup truck insurance bills electronically or pay their policy in full.
  • Superior Commercial Auto Insurance Claims – We offer best-in-class commercial auto insurance claims service with highly trained insurance claims specialists. Our claims specialists will work with you to help you get your pickup truck or trailer back on the road fast.

Commercial Van Insurance

Vans are a popular vehicle for many different business types. Whether you drive a delivery van or own a small fleet of cargo vans, it’s important to make sure that your business and vehicles are protected with commercial van insurance.

Who Needs Commercial Van Insurance?

Whether you own your own business van and make deliveries, or operate a company van, Progressive’s commercial van insurance can provide you with the insurance coverage you need. Examples of businesses that require commercial van insurance include:
  • Couriers
  • Expeditors
  • Florists
  • Caterers that make deliveries
  • Electricians, plumbers or tradesmen making service calls
  • And more
If you own a company, you or your employees will be driving your cargo vans or other business vans, you’ll want to make sure you have Liability insurance, which pays for injuries or damage to other people or property if you're at fault for an accident.
You’ll also want to consider getting physical damage coverage, which provides protection for your business van if it is damaged in an accident. Make sure you have enough coverage to ensure that you avoid losing business or profit if something happens to one of your commercial vans. For a complete list of the insurance coverage available to you, visit the small business auto insurance section.
If you work as an independent contractor and make deliveries using your commercial van, your employer may provide insurance coverage’s that protect the products or delivered goods you transport in your cargo or delivery van. They may also provide liability insurance to cover you while you’re working. Be sure to ask your employer about what coverage they provide, because you might only be protected while you're delivering for them. In that case, you'll need your own commercial van insurance policy for when you drive your vehicle for personal use.
Get a quote online or call us at 1-888-806-9598 to speak with a licensed insurance representative about your commercial van insurance needs today.

Business Van Insurance and More

Progressive provides coverage for a variety of commercial vans, including:
  • Cargo vans
  • Delivery vans
  • Company vans
  • Mini vans
  • Passenger vans
  • Wheelchair vans
  • Step vans
  • Sprinter trucks

Commercial Truck Insurance

With more than 42 years of experience, you can trust Progressive to meet your commercial truck insurance needs. We are the #1 truck insurer in America, the nation’s third-largest commercial vehicle insurance company, and we have a A+ rating from A.M. Best. We offer customized insurance policies, flexible payment options, 24/7 claims service and discounts for qualified drivers in all states.

Commercial Trucks We Insure

Whether you're looking for owner operator insurancemotor carrier insurance, or private carrier insurance, Progressive provides commercial truck insurance for trucks and trailers of all sizes including:
  • Box trucks
  • Semi trucks
  • Flatbed trucks
  • Front loaders
  • Garbage trucks
  • Pickup trucks
  • Tank trucks
  • Tractors
  • Dump trucks
  • Auto hauler trailers
  • Flatbed trailers
  • And many more…

Truck Insurance Filings

Progressive offers complete commercial truck insurance state and federal filings assistance. An insurance filing is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. Once authority has been filed, we can take care of the rest.
Learn more about commercial truck insurance filings.

Truck Insurance Discounts

To show appreciation for our commercial truck insurance customers, Progressive offers customized discounts designed specifically for your policy. Qualifying for just one commercial truck insurance discount could save you up to 5 percent on your insurance quote.
Learn more about commercial truck insurance discounts.

Commercial Truck Insurance Claims

Call us day or night at 1-800-274-4499 to report a claim or to get additional information on a truck insurance claim that you’ve already filed. Our commercial truck insurance claims professionals will start working to get you back on the road.
Learn more about commercial truck insurance claims.

Commercial Truck Insurance Quotes

Get a quote online or call us at 1-888-806-9598 to speak with one of our licensed insurance representatives. Get the help you need and learn more about the benefits and features our customers enjoy including:
  • Flexible Payment Options – Whether you pay online, by phone, or by mail, we offer multiple payment options. We accept checks, debit cards, credit cards, and more. You can choose to pay monthly with a low downpayment or pay your policy in full.
  • Customized Discounts – Depending on your business type, you may qualify for discounts for having a CDL, being an experienced business owner, or for having a General Liability or Business Owner’s Policy with another insurance company.
  • Superior Claims Service – Our claims service is designed to help you get back on the road fast. You can report a truck insurance claim anytime. Our staff of in-house claims representatives will give you personalized service from the beginning to the end of your truck insurance claim.

Tow Truck Insurance

A tow truck business is any business that earns income by towing or providing roadside repair to disabled vehicles, operating a repair facility or performing some repossession work. If there's a tow truck in your garage, you just may have a tow truck business. To protect your business investment, you will need the right tow truck insurance.
Examples of businesses that may need commercial tow truck insurance typically include:
  • Roadside service providers
  • Auto club contractors
  • Rotational towing
  • Auto body shops
  • Auto mechanical repair
  • Full service stations
  • Auto salvage and auction haulers
At Progressive, we think of tow trucks as the white knights of the road, rescuing stranded vehicles and their owners. With so much riding on your tow truck, towing insurance products and features designed specifically for your needs are vital.

Insurance For Tow Truck Companies — Get The Info You Need Now

Below is information that addresses specific questions or issues you may have about insurance for your tow truck company:

See What You Could Save

Get a quote online or quote by phone at 1-888-806-9598 and learn more about our Business Auto insurance, discounts and flexible payment plans.

Towing Insurance: Tow Trucks Used For Repossession

Progressive does not currently offer insurance for commercial tow truck businesses that earn more than 24 percent of their revenue from repossession work.

Dump Truck Insurance

You keep an eye on the weather. You check the overhead clearance. You make sure your dump truck is as level as possible before dumping a load. Your truck is your business — and you need to keep it well maintained. For aggregate haulers with dump trucks, sand and gravel haulers insurance is yet another worry when you've already got enough on your mind.
At Progressive, we work hard to provide the best insurance for sand and gravel haulers because it's not just about protecting you or your dump truck - it's about protecting your business and livelihood, and it’s about peace of mind.

Basic Dump Truck Insurance

If you're an aggregate hauler who is leased to a motor carrier, then your motor carrier may providePrimary Liability Insurance coverage for your dump truck while you're on the job. Likely, you need to find your own Physical Damage Insurance (covering damage to your vehicle) Check out the independent owner operator trucking section to learn about Physical Damage insurance for your dump truck as well as insurance to protect you when you're driving off the clock.
If you're a motor carrier operating under your own authority, then you need full coverage insurance. Check out the motor carrier insurance section to learn about the full range of dump truck insurance coverage that we offer to protect you, your business, and your truck.

Motor Carrier Filings for Dump Truck Operators

If you're a motor carrier, then you operate under your own authority. Motor carriers usually need some type of financial responsibility filing along with commercial truck insurance. Progressive can help you out. When you choose Progressive’s sand and gravel haulers insurance for dump trucks, we'll even file most federal and state filings for you.
Call 1-888-240-9837 to get a free commercial auto insurance quote today. We offer special benefits designed specifically for our commercial auto and truck insurance customers including discounts, competitive rates, exceptional claims service and more.

Commercial Auto Discounts and Coverages

Answer a few easy questions and learn about common coverages and discounts that are available for your vehicles.
View Discounts for Your Vehicles

Personal or Commercial Auto Insurance

Use our simple online tool to find out whether you need personal or commercial auto insurance for your vehicles.
Get a Personal or Commercial Insurance Recommendation
We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Quotes for policies sold through agents and brokers are available, and can also be retrieved, through ProgressiveAgent.com or via the Quote with a Local Agent button.
Mobile quotes are for policies purchased directly from Progressive. Not available in all states and situations.

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

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