General Liability
Coverage for an insured due to bodily injury and/or property damage on the premises of a business, or bodily injury as the result of using a product manufactured or distributed by a business or in the general operation of a business.
Alternative Markets Division
Our Alternative Markets Division offers multi-state, multi-line commercial insurance products for both heterogeneous and homogeneous classes of business including general liability and property products.
American Empire Group
American Empire Surplus Lines Insurance Company (American Empire), member company of Great American Insurance Group, has consistently been one of the most innovative and successful excess and surplus lines writers in the country. American Empire provides an excess and surplus facility for brokerage firms which do business on a wholesale basis.
Great American Custom Division
Our Great American Custom Division specializes in providing primary casualty products that meet the needs of the commercial market. Standard policy coverage includes ISO occurrence commercial general liability form and ISO occurrence monoline products completed operations form for admitted and non-admitted business.
Mid-Continent Group
The Mid-Continent Group of Great American Insurance offers a broad range of products for industries including commercial and residential contractors (including general contractors), oil and gas operations, special events, as well as OCP and Railroad Protective. We’re the selected carrier for homebuilders in three states—Oklahoma, Texas and Florida. We also offer a contract surety program and can provide general liability coverage on a non-admitted basis.
Public Sector
Offers a comprehensive list of coverages in the reinsurance and excess insurance markets in the public entity space.
Specialty Human Services Division
Great American Captive
Elite Programs help retail agents with an industry niche or class specialty turn an existing book of business into a full program.
Insurance for Social Service
Our Specialty Human Services Division offer for-profit and non-profit social services agencies one of the most comprehensive product selections available in the marketplace.
Great American Captive
Risk-Sharing Models and Elite Programs
Captives are a great alternative to "business as usual"! Great American Captive business models deliver risk-sharing options to retail agents and associations, as well as to large accounts, either on an individual (single entity) or group basis. Through the formation of a captive insurance company our risk-sharing agents and clients can:
- Stabilize insurance costs
- Provide coverage solutions unavailable in the traditional market
- Diversify revenue streams
- Gain control of their own financial destiny
What Is a Captive?
The term “captive” originally referred to a company that was formed primarily to provide insurance coverage for the assets and risk liabilities of its parent company. Today, captives are used for many purposes, but at their simplest, they allow those involved to share profits in return for sharing risks.
Our captive business model brings risk-sharing capabilities to a variety of organizations, including:
The term “captive” originally referred to a company that was formed primarily to provide insurance coverage for the assets and risk liabilities of its parent company. Today, captives are used for many purposes, but at their simplest, they allow those involved to share profits in return for sharing risks.
Our captive business model brings risk-sharing capabilities to a variety of organizations, including:
- Retail Agents: our industry leading Agency Captive model offers your agency an opportunity to take a risk position on your book of business, be it heterogeneous or homogeneous in nature.
- Associations: an attractive source of non-dues revenue, our Association Captive model gives the association the ability to participate in the members risk as a whole.
- Large Account Customers: whether your firm wishes to build its own captive (Single Entity Captive) or combine forces with other peer companies (Group Captive) our model offers a variety of risk-participation options to meet your needs.
Elite Programs help retail agents with an industry niche or class specialty turn an existing book of business into a full program.
American Empire Group
American Empire Surplus Lines Insurance Company operates exclusively on a non-admitted or surplus lines basis offering a wide range of casualty and property solutions to specialty wholesale surplus lines brokers on a nationwide basis.
We seek to fulfill the traditional role of surplus lines which is to act much like a safety valve to respond to individual risks or classes of business that are having difficulty finding coverage in standard markets. Our highly experienced team of underwriting professionals are flexible and creative, able to react to new and changing opportunities. Our problem solvers are empowered to respond boldly and quickly when time frames are critical.
We welcome unique or unusual exposures as well as risks or classes of business that may be out of favor with the broader market. We have a proven track record of successfully navigating all phases of the underwriting cycle.
Our wholly owned managing general agency American Empire Underwriters Inc., located in Houston, Texas, offers surplus lines solutions for primary general liability risks and a wide array of excess exposures to retail agents and surplus lines brokers located in Texas and to surplus lines brokers in surrounding states.
Ready to learn more about how to solve the most challenging insurance needs? Visit the American Empire website to get started.
American Empire Group, a part of Great American Insurance Group, consists of American Empire Surplus Lines Insurance Company, a surplus lines insurer; American Empire Insurance Company, an admitted insurer and American Empire Underwriters, a managing general agency and surplus lines brokerage.
American Empire Surplus Lines Insurance Company (American Empire) has consistently been one of the most innovative and successful excess and surplus lines writers in the country. American Empire provides an excess and surplus facility for brokerage firms which do business on a wholesale basis.
American Empire Underwriters, Inc. acts as a producing managing general agency for American Empire. It writes umbrella, excess umbrella, general liability and following form excess business through both wholesalers and retailers.
Customized Primary Casualty, Umbrella and Capacity Excess Products
Some companies don’t fit any mold. In fact, their needs are so unusual or their risks so large that they require a custom-built, one-of-a-kind solution to ensure complete coverage. If your client presents this challenging situation, it’s important to work with a specialist dedicated to custom coverage.
Each policy we write at Great American Custom Division is unique and individual, just like each of the business clients we serve. Our policyholders range from small businesses to complex multi-national corporations and Fortune 1000 accounts.
We’ve assembled a team of experienced underwriters, claims specialists and support professionals who can provide insight, perspective and creative problem-solving. They work closely together to solve your client’s complex insurance needs as quickly and efficiently as possible.
To find out more about the many unique products we can offer your clients, visit the Great American Custom website.
General Liability, Commercial Auto and Umbrella and Inland Marine Coverages
Commercial and residential contractors and other heavy industry businesses often need a broad range of coverages to protect their many risks. But finding a highly rated carrier you feel good about and that has the expertise to write those coverages is often hard to find.
The Mid-Continent Group of Great American Insurance offers a broad range of products for industries including commercial and residential contractors (including general contractors), oil and gas operations, special events, as well as OCP and Railroad Protective. We’re the selected carrier for homebuilders in three states—Oklahoma, Texas and Florida. We also offer a contract surety program and can provide general liability coverage on a non-admitted basis.
To learn more, visit the Mid-Continent Group website.
General Liability, Commercial Auto and Umbrella and Inland Marine Coverages
Commercial and residential contractors and other heavy industry businesses often need a broad range of coverages to protect their many risks. But finding a highly rated carrier you feel good about and that has the expertise to write those coverages is often hard to find.
The Mid-Continent Group of Great American Insurance offers a broad range of products for industries including commercial and residential contractors (including general contractors), oil and gas operations, special events, as well as OCP and Railroad Protective. We’re the selected carrier for homebuilders in three states—Oklahoma, Texas and Florida. We also offer a contract surety program and can provide general liability coverage on a non-admitted basis.
To learn more, visit the Mid-Continent Group website.
Above and beyond
The Public Sector Division of Great American Insurance Group understands that every risk has a unique story that defines your organization. At Great American, we specialize in structuring creative solutions that align with your individual characteristics, values and goals. Great American provides superior financial stability and pricing that is consistent with your strategies and results. Coverages are available on a reinsurance or excess insurance (non-admitted) basis.
Coverage Highlights
- $10 Million capacity available
- General Liability
- Automobile Liability
- Police Professional
- Public Officials
- School Board E&O
- Incidental Medical Malpractice
- Employment Practices Liability
- Buy-back Abuse/Molestation
- Employee Benefits
Risk Guidelines
- Minimum SIR of $100,000
- Individual risks with population of 250,000 or less
- Qualified TPA or in-house claims staff
- ALAE inside/inside or outside/outside
- No workers’ compensation
- No monoline professional coverage
- Required information includes ground-up historical and exposure
data (10 yrs)
Target Classes
- Municipalities
- Public Schools
- Community Colleges
- Housing Authorities
- Special Service Districts
- Counties
Target Groups
- Pools
- Trusts
- JPAs
- Reciprocals
- Mutuals
- Captives
- Individual Risks
Insurance for Social Service
Organizations and Non-Profits
The Specialty Human Services Division of Great American Insurance Group is an established leader in the non-profit and Social Service areas. We understand the diverse insurance needs of these organizations and offer one of the most comprehensive product selections available in the marketplace. Our agents and customers value our responsiveness, knowledge, experienced underwriting, efficient claims management and broad range of safety and loss prevention services.
To learn more about the coverages and services we can offer your clients, visit the Specialty Human Services Division website.
Organizations We Serve
- Animal Related
- Arts and Cultural
- Clubs
- Community Services
- Education and Day Care
- Family Services and Counseling
- Food Distribution and Thrift Stores
- Foundations and Grant Making
- Housing and shelters
- Recreation and Sports
- Religious
- Youth Services
The members of Great American
Insurance Group are subsidiaries of
American Financial Group, Inc. (AFG).
AFG is a holding company based in
Cincinnati Ohio. It is a Fortune 1000
company whose common stock is listed
on the New York Stock Exchange and
NASDAQ.
Corporate Headquarters
Great American Insurance Group Tower
301 E Fourth Street
Cincinnati, OH 45202
800 545 4269 / 513 369 5000
Insurance Group are subsidiaries of
American Financial Group, Inc. (AFG).
AFG is a holding company based in
Cincinnati Ohio. It is a Fortune 1000
company whose common stock is listed
on the New York Stock Exchange and
NASDAQ.
Corporate Headquarters
Great American Insurance Group Tower
301 E Fourth Street
Cincinnati, OH 45202
800 545 4269 / 513 369 5000
Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
www.nationwide.com/joshlewis
2525 S. Lamar Ste 11
Austin, TX
78704
www.nationwide.com/joshlewis
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