Additional Insurance Choices from Progressive

Even More Protection

Extend your insurance package to cover your pet, health and more.

Additional Insurance Choices

Progressive offers insurance options that span beyond protecting your vehicle.

You work hard to enjoy your life. Whether your hobby is restoring classic cars or taking your pets to the park with your family, you want to protect what you have. Cover more than just your everyday vehicle with these insurance options through Progressive.

Umbrella Insurance

Progressive's Personal Umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for.

Health Insurance

Buying the right health insurance is important. But it doesn't have to be a bitter pill to swallow. eHealthInsurance^® offers more than 10,000 plans from more than 175 health insurance companies nationwide.

Life Insurance

Planning for life insurance doesn't have to be an unpleasant experience. In fact, it can be quite comforting to know that you've considered all aspects of your life and are ensuring your loved ones are in good hands. Efinancial makes it convenient for you by offering instant online life insurance quotes that can save you both time and money.

Pet Insurance

Accidents happen, and your pet can get sick. That's why there's Pets Best^® pet insurance to help you cover the cost of treating your dog or cat's unexpected illnesses, accidents and injuries.

Collector Car Insurance

Collector car owners want and need to protect their investment. That's why we offer Hagerty collector car insurance. Not only is Hagerty passionate about all things classic, they're the largest insurance agency for collector cars in the United States.

Umbrella Insurance

Progressive stands behind you and your family when the unexpected happens.
Our umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for.
Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage.
With umbrella coverage you can choose up to $5 million in added liability protection.

Choose Progressive Personal Umbrella coverage for:

UP TO $5 MILLION IN COVERAGE that extends well beyond your home and auto insurance policies
PERSONAL INJURY COVERAGE for claims of libel, slander, defamation of character and more
WORLDWIDE COVERAGE for incidents that happen abroad
VACATION RENTAL LIABILITY protection for boats, jet skis, scooters and other rentals
DEFENSE COVERAGE for attorneys' fees and other legal costs

How Personal Umbrella Coverage Protects You

Consider this scenario: You're sued for $1 million after an auto accident or an incident on your home or property. But your insurance only covers up to $500,000 in damages. Who's responsible for the other $500,000 if you're ordered to pay it? You are — unless you have Personal Umbrella insurance.
Progressive's Personal Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You're safe.

Who Needs Personal Umbrella Coverage?

Progressive's Personal Umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection.
If you drive a motor vehicle or you own a home or condominium, you're vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.

Stay in Control — Even if You Can't Control Events

Your lifestyle is precious. Your family's security is essential. And, less than $1 a day can protect the comforts and the people you hold dear.*
To learn more, please call us at 1-877-777-1783 (Monday - Friday: 8:00am to 8:00pm). We're here for you — and your peace of mind.
You can buy umbrella insurance directly through Progressive anywhere in the United States except Alaska, Arkansas, Hawaii, Kentucky, Massachusetts, Mississippi, Montana, New Hampshire, New Mexico, Oklahoma, Rhode Island, West Virginia and Wyoming.

Health Insurance can be easy

Short on coverage? Short on time? Get health plan quotes in minutes.

That's why there's eHealthInsurance^®: To help you research, compare, and buy health insurance online.
eHealthInsurance offers more than 10,000 plans from more than 175 health insurance companies nationwide. With easy-to-understand price and benefit options, access to a licensed agents, and rapid application and approval technology, you'll find a plan that fits your family and your budget.
Progressive customers have come to expect the speed and convenience of online service, and that's just what eHealthInsurance offers-an easy, secure way to evaluate and buy health insurance on your schedule.
Buying the right health insurance is important. But it doesn't have to be a bitter pill to swallow. Find out more about eHealthInsurance today!

Life Insurance

Life insurance makes sense whether you're just getting started or in your prime earning years.

Life insurance can help you financially, whether it's funding your children's education or planning for a comfortable future. Progressive has teamed up with Efinancial* to provide online life insurance quotes, which are available 24/7, so you can shop at your convenience.
Efinancial helps you shop for life insurance any time, no matter where you're located. Just complete a life insurance quote online, and Efinancial will show you up to 12 competitively priced term life insurance policies from America's most trusted insurance providers.
When you shop for term life insurance with Efinancial, you get:

free instant life insurance quotes
low prices
quick and easy life insurance applications
superior customer service

What is term life insurance?

Term life insurance provides coverage for a specific period of time. Generally, you can buy term life insurance for periods of five years or more, and your policy is active until that period passes. The other type of life insurance, whole life insurance (also known as permanent life insurance), covers you throughout your lifetime and has a cash value. You might also hear about universal life insurance, which a form of whole life insurance that doesn't guarantee your coverage or premium, like whole policies generally do.
Efinancial offers term life insurance quotes from many of the nation's top life insurance companies, so you have several options to find the right life insurance company and policy for your budget.

Why buy life insurance?

Life insurance is something to consider, regardless of your age. Rather than thinking it's morbid, look at life insurance as a smart way to plan for others so they're not left floundering. If you're single, married, a parent, or a grandparent, you can find the right life insurance policy to suit your needs.
With term life insurance, you can match the length of your policy to your specific needs - something many people may not consider. For instance, if your mortgage will be paid off in 15 years, you want to make sure your life insurance policy adequately covers that period. However, after it's paid off, you can adjust your life insurance policy to match your needs at that time.

How much life insurance do you need?

An ideal time to buy life insurance is when you're healthy because you'll pay less. As the years pass, keep in mind that rates change, so even if you already have life insurance, you can get the same - or more - coverage for less money.
Other factors to consider when you're deciding on life insurance include:

medical expenses
your children's age
whether you're the sole income earner
funeral expenses

Pet Insurance

With pet health insurance, you can guard against illnesses or accidents before they happen.

It's a simple fact: Mishaps occur, and your pet can get sick. That's why there's Pets Best^® pet insurance to help you cover the cost of treating your dog or cat's unexpected illnesses, accidents and injuries

What is pet insurance?

Unlike Progressive's Pet Injury coverage, which comes complimentary with Collision coverage and provides protection up to $1,000 if your pet is injured while in the car with you, pet health insurance offers more far-reaching coverage for illnesses, prescribed medications, hospitalization, accidents (that aren't limited to riding in the car) and more.
Knowing you can provide your pet with the best care is even more important during hard economic times. Pet insurance through Pets Best is a smart solution.

How does pet insurance work?

Pets Best pet health insurance plans offer a simple reimbursement option: Once you meet your per-incident pet insurance deductible, 80 percent of your veterinary bill is paid back to you for all qualified illnesses and injuries.
You simply complete a claim form with the attached documentation from the veterinary hospital, and, in most cases, your claim will be processed in 10 business days or less.
On top of this, the cost for pet insurance can be as low as $20 per month. Plus, you can automatically save 5 percent on a Pets Best pet insurance policy when you choose to get a quote through Progressive.

What types of pet insurance plans are offered?

Progressive customers have come to expect the speed and convenience of online service, and that's just what Pets Best pet insurance offers — an easy, secure way to evaluate and buy pet health insurance on your schedule.

Available Pets Best pet health insurance plans include:

Pets Basic and Pets First, which cover:

Illnesses, accidents and injuries
Prescription medications
Hospitalization
Surgeries
Cancer treatments
After-hours emergency
Visits to specialists
Acupuncture and chiropractic
MRI, CT scans and X-rays

Pets Wellness, which covers routine pet care, including:

Annual exams
Teeth cleaning
Vaccinations

The following conditions and items are not covered by pet insurance:

Pre-existing (unless cured, then eligible after six months)
Congenital conditions (if present at birth)
Preventive, elective and cosmetic procedures
Boarding and grooming
Food, including prescription food
Supplements and vitamins

Why buy pet health insurance?

Pet insurance makes health care more affordable because, at its core, pet insurance is merely a way to budget a small amount in anticipation of a large veterinary bill. When you purchase pet insurance, you're buying peace of mind in the event that something may happen to your beloved pet.

Choosing Pets Best pet insurance means you can:

Save money — Get an 80 percent reimbursement of your veterinary bill after your deductible. If you insure multiple pets, you'll receive a discount. On top of that, rates vary by age, breed, species and location, so you'll always pay for coverage specific to your pet.
Choose any vet — Visit any licensed veterinarian, specialist or emergency care clinic worldwide.
Get quick and easy reimbursements — Generally, claims are processed in 10 business days or less.
Feel confident — You can enroll pets as young as 7 weeks old, and coverage never stops based on age.

Remember that it's important to buy pet health insurance when your pet is healthy, rather than when signs of illness have already started to show, because pet insurance only covers conditions that have developed after coverage is purchased.

Classic Car Insurance

With Hagerty collector car insurance,^* hundreds of thousands of collector vehicles are covered.

We understand what collector car owners want and need to protect their investment. That's why we offer Hagerty classic car insurance quotes. Not only is Hagerty passionate about all things classic, they're the largest insurance agency for collector cars in the United States.

Why buy classic car insurance?

You may have noticed there's a big difference between collector car insurance policies and regular use policies, including cost. Hagerty collector car insurance boasts low premiums and excellent coverage. Other benefits include:

Agreed Value Coverage — In case of a total loss, you get the full amount of insured value on your collector car insurance policy.
No Deductible — In most states, you pay nothing if you have a claim.
Flexible Usage — Enjoy your classic with comfortable classic car insurance limits.
In-House Claims — Your claim is handled by a collector car insurance expert.
Repair Shop of Choice — Take your car to your favorite repair shop.
Restoration Coverage — Protect your classic with classic car insurance and increase value during the active project.

What collector cars are covered?

Hagerty offers collector car insurance for the following types of vehicles:

Antiques and classic cars
Muscle cars
Exotic and special interest
Street rods
Modern classics
Trucks
Replicas (high quality)
Fire trucks
Tractors
Low riders
Military vehicles
Motorcycles and scooters
Vehicles under active restoration
Trailers

What's not covered?

Hagerty does not provide collector car insurance for these vehicle types:

Inexpensive home-built kits that do not replicate a classic vehicle
Any vehicles used for camping, off-road or utility-type driving
Pro-street vehicles modified with racing features like roll cages, nitrous systems, parachutes, etc.
Regular-use vehicles driven on a daily basis
Vehicles used primarily for commercial use
No motorcycles with performance modifications
Any vehicle modified with nitrous systems, blown alcohol systems or that run on nitro-methane
Dune buggies

Get fast collector car insurance quotes.

Find out how Hagerty collector car insurance can protect your classic — get a 90-second classic car insurance quote now!

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We're Here 24/7. Call 1-800-Progressive.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Quotes for policies sold through agents and brokers are available, and can also be retrieved, through ProgressiveAgent.com or via the Quote with a Local Agent button.

Mobile quotes are for policies purchased directly from Progressive. Not available in all states and situations.

*Hagerty collector car insurance policies offered through Progressive are provided by Hagerty Insurance Agency, the largest insurance agency for collector cars in the United States. Hagerty is a business associate that is not affiliated with Progressive and is solely responsible for these insurance policies.
Progressive assumes no responsibility for the content or operation of the Hagerty Web site. Information provided to Hagerty is subject to its terms of use and privacy policy.

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

www.nationwide.com/joshlewis
www.austinhealthbrokers.com

Monday, June 24, 2013