Tuesday, December 4, 2012

Insurance Basics

Car Insurance Basics



Car Insurance Basics

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When shopping for online car insurance, the right information can go a long way. We give you the insurance basics — and more — to help you make informed decisions and to better understand your car insurance coverages and service options.

Shop for Car Insurance Online

Customers choose to shop for Progressive car insurance online and offline for our extensive offering of coverages, specialized claims service and competitive rates. Car insurance coverages include Bodily Injury and Property Damage Liability, Comprehensive, Collision, Rental Reimbursement, Roadside Assistance, and much more. If you're thinking about shopping for car insurance online, over the phone or in person, we're here to help — no matter your age. In fact, on top of our in-depth information about car insurance in general, Car Insurance for Teens section offers pointers specifically for younger drivers who want to learn more about driving and online car insurance.
You can even view a car insurance comparison chart to see how other car insurance companies in your state compare to Progressive.

Car Insurance Features

A Progressive car insurance policy comes loaded with extra features at no extra cost, including 24/7 live support, local response claims service and our unique concierge level of claims service. Plus, some Progressive car insurance coverages involve perks like Total Loss Replacement, Accident Forgiveness, Pet Injury coverage and more.

Get an Online Car Insurance Quote and More

With so many online car insurance companies out there, choosing the right one for your car insurance needs is important. By getting an online car insurance quote from Progressive, you can also take advantage of car insurance comparisons, money-saving tips, discounts, payment plans and more. Go ahead — find the car insurance rate and service that's right for you. We'll be with you every step of the way.
 

In just three steps, you can get a quote for Progressive's online car insurance:
  1. Go to Progressive.com for your online car insurance quote.
  2. Start your Progressive quote.
  3. See your rate.
Online car insurance quotes from Progressive include perks that can help you get a great deal, such as:
  • Applicable Discounts – With Progressive Direct, you may qualify for a number of discounts. When you get a quote, we'll list them for you.
  • Online Help – If you aren't sure what a specific type of coverage is, you can get explanations written in plainspeak. Plus, we offer the Click to Talk option during peak periods, so you'll never wait long to talk to someone when you need to.
  • Comparison Rates – When you get a quote for online car insurance, we offer the option to compare our Direct rates against the rates for other top companies. If you choose to get rates for other companies, just answer a few more questions after you complete your online car insurance quote. We'll show you comparison rates immediately.* To compare the auto insurance rate available from a Progressive agent, please visitProgressiveAgent.com or click the "Find Agent/Get Agent Quote" button.
  • Flexible Purchase Options – Once you complete your online car insurance quote, you can buy it immediately, or you can come back and purchase it another day. Retrieving your quote is easy, and we'll save it for you for several months. We even notify you if our direct auto rates in your state have gone down since your last online car insurance quote.
If you decide you'd rather talk to someone after starting an online car insurance quote, we have insurance representatives standing by to help. Our licensed insurance representatives can answer your questions and guide you through your quote, so even if you started a quote for online car insurance, you don't have to finish it that way. Just call us at 1-800-PROGRESSIVE. We can easily find your online car insurance quote and help you complete it by phone. Then, when you're ready, we can help you buy your policy, too.
*Comparison rates are not available in all states or situations. Results will vary. Not available in Massachusetts.
 
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Car insurance isn't just for your parents. Whether you get your own car insurance policy as a teenager or you just want to absorb somecar insurance basics, you can learn quite a bit right here — including why you might have a really steep car insurance rate.
Find out about graduated licensescell phone safetyhow to change a flat tirejump-start a dead battery and more. We also have helpful tips if you're ever involved in a car accident or pulled over by the police, not to mention some pointers on how to overcome road rage.
All of our articles can help you become a better driver, and that actually can impact what you pay for car insurance.
 

Use our car insurance comparison chart to see how other car insurance companies compare to Progressive in 20 areas. Even if we can't provide comparison rates for every company, we can give you the information you need to make shopping for car insurance faster and easier.

Get the big picture and use our car insurance comparison to compare the following factors:

  • Stability and size
  • Ease of purchase
  • Ease of customer and claims service
  • Access
  • Product lines
 




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