INSURANCE
Affordable Health Insurance is the Name of the Game
Make a Play for State Farm® Health Insurance Plans
You buy health insurance plans for the same reason you buy other types of insurance — to protect your family.
State Farm Mutual Automobile Insurance Company offers various types of affordable family health insurance, so you can choose the plan that best suits your personal situation.
Pick the Plan That's Right for You
Primary medical insurance coverage, designed for people who don't have this type of coverage through their employer or another group.
Individual Medical Coverage
Primary medical insurance coverage, designed for people who don't have this type of coverage through their employer or another group.
Medicare Supplemental Insurance
Medicare Supplemental Insurance is designed for senior citizens who participate in Medicare. It provides additional coverage to help with many of the expenses that Medicare does not pay.
Medicare Part D Coverage
Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.
Supplemental Health Insurance
Supplements primary health insurance coverage by providing you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.
Benefits may be Paid for Necessary
- Hospitalization
- Accidental injury
- Outpatient surgery
- Extended care
- Intensive care
*Specifically, Hospital Income Policy, Hospital Indemnity Policy, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy.
Talk to Us About Individual Medical Health Insurance
Individual health plans are designed to address all of the health insurance needs of our individual customers. Through a marketing agreement with Assurant Health (Time Insurance Company, Milwaukee, WI), your State Farm® agent may be able to help you with:
- Individual medical insurance coverage (including health plans which can be used with a ).
- Short term medical coverage.
- Fixed Indemnity Plan with a limited benefit.
Help Pick Up Where Medicare Leaves Off
Talk to State Farm® Mutual Automobile Insurance Company About Medicare Supplement Insurance
Medicare Supplemental Health Insurance
The purpose of this communication is the solicitation of insurance. Contact will be made by an agent/insurance producer or insurance company.
Explore Humana's Medicare Advantage Plans
Medicare Advantage Plans - Medicare Part C
Looking for information on Medicare Advantage Plans?
It's important you know what options are available when selecting your Medicare health benefits. You can enroll in Original Medicare or select from a variety of Medicare Advantage plans that include prescription drug coverage and other benefits that may better fit your health care or financial needs.
State Farm® has joined with Humana® in an alliance to offer Medicare Advantage Plans. These simple and easy to use plans may also include prescription drug coverage and other valuable benefits.
Medicare Advantage Plans
Humana's Medicare Advantage plans offer more benefits than Original Medicare. These include prescription drug coverage that is the same as or better than Medicare's defined standard drug plan, so there is no need for a separate prescription drug plan or Medicare Supplement plan. Humana's Medicare Advantage plans also offer services which may save you money and help you manage chronic health conditions.
Different Plans for Different Needs
Humana offers the following Medicare Advantage plan choices. Not sure which plan is best for you? Just think about what you want and need most from your coverage.
Not all Medicare Advantage plans are available in all markets.
Is Flexibility Most Important to You?
Humana Gold Choice (PFFS) plans deliver flexible coverage that's still affordable. Some of the advantages are:
- You can receive care from any Medicare-approved doctor, specialist, or hospital that accepts Medicare and Humana's payment terms and conditions.
- Built-in prescription drug coverage that's equal to or better than the standard Medicare Part D plan. In some areas Medicare Advantage plans are available without prescription drug coverage built-in.
- Prescription mail-order benefits.
- You pay only a fixed amount — called a copayment — or a percentage of your costs — known as coinsurance. Copayments are per visit for primary care physician and specialist offices, or per day for inpatient acute care.
- No copayment for most preventive services, including cancer screenings and immunizations.
- Most include a fitness program that, in most areas, includes a fitness center membership.
- Coverage for emergency care anywhere in the world.
Even though you can choose any doctor, most of our PFFS plans offer some form of a network, either full or partially contracted, which gives you an additional way to save money on your care.
For example, in a plan with a partial network, certain Durable Medical Equipment and home health providers, as well as some freestanding labs and hospitals, have agreed to cover services for an amount that may be lower than the fee charged by out-of-network providers.
If you get covered services from these network providers, you may pay less — even if your coinsurance is the same for both in-network and out-of-network services. However, you may use any Medicare-approved participating provider.
Want to Balance Choices with Your Bottom Line?
HumanaChoicePPO plans can give you freedom to choose and ways to save. With HumanaChoice PPO, you enjoy:
- Freedom to choose any doctor or hospital that accepts Medicare and Humana's terms and conditions; however, you'll probably pay less for services from in-network providers.
- All the benefits of Original Medicare — plus much more.
- Referral-free visits to any provider nationwide.
- Most include built-in prescription drug coverage equal to or better than the standard Medicare Part D plan.1
- Most include a fitness program that, in some areas, includes a fitness center membership.
- Emergency coverage anywhere in the world.
- Affordable co-payments for doctor visits and $0 annual routine physicals.
1 In some areas, Medicare Advantage plans are available without prescription drug coverage.
Looking for Predictability at Affordable Prices?
With Humana Gold Plus you get:
- Your choice of a primary care doctor from our wide network to coordinate your care*.
- Coverage for office visits, including annual routine physical exams.
- Coverage for medically necessary hospital care.
- Preventive services like mammograms and colorectal cancer screening covered at no extra cost to you.
- Affordable plan premium and predictable copayments on most services.
* You must use plan providers in your network. It may cost you more to get care from out-of-network providers.
Why Choose Humana?
Humana is one of the nation's largest publicly traded health and supplemental benefit companies. When you choose Humana you're making a smart decision:
- More benefits than Original Medicare
- Possible prescription drug savings
- Predictable, easy to budget costs
- An extensive network of doctors
- Years of experience
- Outstanding plan extras
As a Fortune 100 company with a solid history in the health industry, Humana is committed to offering valuable benefits, outstanding wellness programs, and reliable customer service.
Founded in 1961, Humana has been a trusted Medicare insurer for more than 25 years, helping the Medicare population manage their health insurance needs.
When you choose Humana for your Medicare coverage, you're choosing a company that has in-depth knowledge and experience with Medicare coverage options:
- Humana offers Medicare Advantage plans, covering a full range of medical care with a variety of plans.
- Or, you can supplement existing Medicare with a Medicare Supplement plan or with one of Humana's affordable prescription drug plans (PDP).
Explore Humana's Prescription Drug Plans
Prescription Drug Plans (PDP) - Medicare Part D
Looking for information on Medicare health benefit options?
It's important you know what choices are available when selecting your Medicare health benefit options. You can enroll in original Medicare or select from a variety of other Medicare Advantage health plans that include prescription drug coverage and other benefits that may better fit your health care or financial needs.
State Farm® has joined with Humana® in an alliance relationship to market Medicare Prescription Drug Plans – a plan that helps you balance your prescription drug needs and budget.
Managing out-of-pocket costs
When you choose a Humana Medicare PDP, you receive guidance to help you understand how Medicare Part D works, and how you can save money on your prescriptions. Plus, Humana makes it easy for you to keep track of your prescription drug costs. Each month you fill a prescription, you'll receive a SmartSummary RxSM statement that shows the prescriptions that you bought during the month, and their cost, including tips on saving.
Different plans for different needs
Humana offers stand-alone Medicare Prescription Drug Plans (PDPs) to help you balance your prescription drug needs and budget. Stand-alone PDPs let you add drug coverage to your Original Medicare or your Medicare Supplement plan. There are three plans available in most regions; two plans in PR.
Humana Walmart Rx Plan (PDP)
A prescription drug plan that features the lowest monthly plan premium nationwide, $12.60 ($12.50 in Alaska) of all Medicare Prescription Drug Plans. In-store copays as low as $1 on certain generics at preferred pharmacies after deductible, $310 deductible that applies to tiers 3, 4, and 5. Mail order copays as low as $0 on a 90 day supply of Tier 1 and Tier 2 drugs.
Humana Preferred Rx Plan (PDP)
A prescription drug plan with preferred retail pharmacy copays as low as $1 after deductible. This plan has a $310 deductible that applies to all tiers. This plan may be best for healthy people with minimum drug needs or for the budget-conscious individual. Mail order copays as low as $0 on a 90 day supply of Tier 1 and Tier 2 drugs.
Humana Enhanced (PDP)
Complete prescription drug plan coverage that features a comprehensive drug list. Fixed copayments and first dollar coverage for all plans to help save you money. Provides a broad drug list and preferred retail network that features both Wal-Mart and Walgreens pharmacies, with preferred pharmacy in-store copayments as low as $2. This plan also features coverage for select brand prescription drugs while in the coverage gap. Check with your agent for plan details.
Why Choose Humana?
Humana is one of the nation's largest publicly-traded health benefits companies. When you choose Humana, you're making a smart decision:
- More benefits than original Medicare
- Prescription drug savings
- Predictable costs that are easy to budget
- An extensive network of doctors and pharmacies
- Years of experience
- Outstanding plan extras
As a Fortune 100 company with a solid history in the health industry, Humana is committed to offering valuable benefits, outstanding wellness programs, and reliable customer service. Founded in 1961, Humana has been a trusted Medicare insurer for more than 25 years, helping the Medicare-eligible population manage their health insurance needs.
When you choose Humana for your Medicare coverage, you're choosing a company that has in-depth knowledge and experience with Medicare coverage options:
- Humana offers Medicare Advantage plans, covering a full range of medical care with a variety of plans to choose from.
- Or, you can supplement Original Medicare and Medigap plans with one of Humana's affordable Prescription Drug Plans (PDP).
We understand that you have many choices and we know you're looking for the best value for your health care dollar. We want to help make it easier for you to choose the plan that's right for your health care needs, your lifestyle, and your budget.
Humana is a Medicare Advantage organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in a/this Humana plan depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1 of each year. This is not a complete listing of plans available in your service area. For a complete listing please contact 800-MEDICARE or consult www.medicare.gov (TTY users should call 877-486-2048), 24 hours a day/7 days a week. You must use network pharmacies, except under non-routine circumstances. Quantity limitations, copayments, and restrictions may apply.
Easy Does It — We'll Help You Plan for Unexpected Health Expenses
Talk to Us About Supplemental Health Insurance
Supplemental health insurance can help families deal with the extra costs associated with hospital stays. Things like:
- Deductibles and co-insurance amounts
- Private room and private duty nurse fees
- Extra transportation, lodging, or meals
- Extra phone calls to friends and relatives
- Unexpected child care
Not only can the supplemental insurance help pay for things not covered by your primary health insurance policy, but it also has other advantages including:
- Coverage begins on the first day of the hospital stay; there is no deductible or waiting period,
- Covered hospital stays are payable for up to one year for the same or related condition, and
- Reimbursements are paid directly to you, unless you tell us otherwise.
*Specifically, Hospital Income, Hospital Indemnity, Hospital Confinement Indemnity Coverage, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy and Daily Hospital Confinement Indemnity.
For additional information, please contact a .
Let Us Help Guide You Through the Health Insurance* Claims Process
Filing a health insurance claim is simple and can be done in one of three ways. Pick the option that's best for you.
To File a Claim
Take your bill(s) to your State Farm® agent's office and ask about filing your claim using our "Hospital Income Claim Express" process.
OR
Call our Health Response Center at 866-855-1212 to request a claim form.
OR
Fully complete, sign and date the claim form and attach itemized bill(s) for the treatment received. Mail the information to one of the addresses listed below.
State Farm Insurance Companies
Greeley Health Operations Center
P.O. Box 339403
Greeley, CO 80633-9403
OR
Greeley Health Operations Center
P.O. Box 339403
Greeley, CO 80633-9403
OR
State Farm Insurance Companies
P.O. Box 3070
New Albany Health Operations Center
Newark, OH 43058-3070
P.O. Box 3070
New Albany Health Operations Center
Newark, OH 43058-3070
Considering Health Policy Changes?
If you are contemplating any change to your State Farm® health insurance policy, we strongly urge that you first contact your who will be happy to assist and advise you.
If, for any reason, your is unavailable, you may initiate a change by completing, printing, signing (if required), and mailing the appropriate Request Letter below.
Please do not submit your policy with the Request Letter. For security purposes, we are unable to accept Request Letters sent via email.
If you have a health policy through Assurant Health, please do not use this Request Letter, but contact Assurant Health at 888-853-3267.
(Mail the Request Letter to your State Farm agent or the appropriate Health Operation Center listed on one of the tabs below.)
Related Links
Make an Informed Choice
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Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
2525 S. Lamar Ste 11
Austin, TX
78704
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