Get good protection with the right auto insurance
Whatever you drive, you have a lot riding on those wheels: Your loved ones and your peace of mind. Choosing the right auto insurance can help protect you from the risks of the road. At Travelers, we'll work with you from the start to help protect you wherever you go.Car insurance tailored to you
A Travelers car insurance policy can cover:- Bodily injury liability
- Property damage liability
- Injuries caused by uninsured/underinsured motorists
- Medical payments
- Comprehensive damage from events like fire and theft
- Collisions with other vehicles and objects
Check out our five-step process for choosing insurance to fit your needs.
Savings for car safety features and more
In addition to our competitive insurance rates, you may be eligible for more than 15 money-saving discounts and advantages, including some based on your car's safety features – e.g. airbags, anti-lock brakes or anti-theft devices – or even for your young driver's grades. Hybrid cars may qualify for yet another reduction.And, you could save up to 20 percent on your auto insurance when you buy other Travelers insurance policies such as homeowners insurance, personal liability umbrella insurance and boat and yacht insurance.
Travelers will be there when you need us
In the event of a loss, we know you want it resolved quickly. With Travelers, you get:- Fast, efficient claim service and 24/7 claim reporting
- More than 12,000 claim professionals located across the country and more than 100 points of service to respond quickly to routine and catastrophic claims
- Employees, expertly trained at Travelers Claim University, to inspect your property/auto in the event of a loss
- Catastrophe response teams and vans that mobilize fast in the event of a severe weather event or disaster
We've been providing trusted service for more than a hundred years, and we'll be there for you.
Be confident in your insurance choices. Contact your Travelers representative today. We'll work with you to develop an auto insurance policy that fits your needs and your budget.
For our Buying Early Advantage, you must obtain your auto insurance quote at least 8 days in advance of your desired policy start date. Actual number of days may vary by state. Not available everywhere. $60 average savings is based on Travelers new business auto customers countrywide who qualified for our Buying Early Advantage between January 1, 2008 and March 31, 2012.
$468 average savings based on new direct auto policyholders countrywide who reported savings to Travelers in 2011.
Individual savings may vary. Savings not guaranteed. Savings message not applicable in MA.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies,
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Five easy steps to consider when choosing auto insurance
Navigating the world of auto insurance isn't always easy. But at Travelers, we live it. And we're here to help you understand this world – so you can get the coverage you need at a price you can afford. Here are a few easy steps to help you make the right choice for auto insurance:- Start with a self-assessment. Write down some key facts about yourself, your family and your driving habits. Review your financial picture. List your assets – including the worth of your car – determine what you want to protect and outline your budget. Review the section "What should I consider when purchasing insurance" in our Auto Insurance Basics. It will help you evaluate your needs.
- Learn about the auto insurance coverages required by state law and those that are optional. Even if you think you already know, take a few minutes to walk through these simple coverage basics and optional coverages, or refer to our helpful Auto Coverage Guide.
- Select the car deductible and limits that meet your needs.
- Find out what discounts and advantages are available for you. With Travelers, your safe driving habits, the number of cars you insure or other policies you have with us are among the ways you could save you money.
- Finally, choose an insurer who will be there when you need them. Travelers provides responsive claim service and around-the-clock claim reporting that have earned customer loyalty for decades.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies, click here.
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Auto insurance questions, answered
Get smart answers to your auto insurance questions.Visit Auto Insurance Basics »
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Auto Accident Help on iPhone® and Android™
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Auto insurance discounts and advantages
We at Travelers pride ourselves on our ability to provide the comprehensive auto insurance coverage you need. And, we're equally proud of the competitive insurance rates and wide array of discounts and advantages we offer:Safe Driver Advantage
If you meet certain qualifications – such as no accidents, violations or major comprehensive claims in your household – you could benefit from our safe driver advantage. Learn more about Travelers Safe Driver Discount »Multi-Car Advantage
If you insure more than one car with Travelers, you could benefit from our multi-car advantage. Learn more about Travelers Multi-Car Advantage »Accident Forgiveness
You may qualify for first-accident forgiveness if you've had Travelers auto insurance for four years or more and have had no at fault accidents or motor vehicle violations for five years. Learn more about how accident forgiveness works »Hybrid Auto Discount
You could get up to 10 percent off insurance for your hybrid vehicle. Learn more about the Travelers Hybrid Auto Discount »Multi-Policy Discount
When you combine Travelers auto, home and boat insurance, you could see savings of up to 20% on each policy. Learn more about the Travelers Multi-Policy Discount »New Car Discount
When you purchase or own a car that's less than three years old, you may qualify for this discount of up to 10 percent off collision coverage. Learn more about the Travelers New Car Discount »Home Ownership Discount
If you own your own home or condo, you may qualify for this discount. Learn more about the Travelers Home Ownership Discount »Paid-In-Full Discount
If you select a paid-in-full bill plan and pay your auto policy premium in full, you could receive a discount of up to 5 percent. Learn more about the Travelers Paid-in-Full Discount »Buying Early Advantage
By planning ahead and obtaining an advance Travelers quote, you could save some money. Learn more about the Travelers Buying Early Advantage »Good Student Discount
Young drivers may qualify for a discount for having good grades (A/B average). Learn more about the Travelers Good Student Discount »Driver Training Discount
Drivers under age 21 who complete a driver-training course may qualify for this discount. Am I eligible for a Travelers Driver Training Discount? »Student Away at School Discount
If you have a dependent under age 25 who goes to school at least 100 miles away, you may qualify for this discount. Learn more about the Travelers Student Away at School Discount »IntelliDriveTM Discount
Travelers Intellidrive offers a variety of benefits
If you qualify and sign up for the IntelliDrive program, you're eligible to receive an immediate discount of up to 5 percent. Then, if you drive 10,000 miles a year or less, you could get a discount of up to 20 percent at policy renewal based on miles driven. The IntelliDrive program is currently available in Illinois, Ohio, Oregon and Virginia. Discounts may vary by state.Am I eligible for an IntelliDriveTM discount »
Discounts and Advantages are subject to state availability and individual eligibility. Discounts may not apply to all coverages and/or all vehicles. Advantages may not result in premium savings in all instances.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies, click here.
Related Links:
Learn how to save
on your insurance
There are multiple factors to think about when trying to save money on your auto insurance premiums. Use our Auto Insurance Basics tool to learn where you could save. Learn More »
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Auto Accident Help on iPhone® and Android™
Download nowStart a quote with us online or call
Connect with us!
Hybrid auto insurance discount
A car that's environmentally friendly is good for the earth – and your wallet. You can get a discount on your Travelers auto insurance if you own or lease a hybrid car.Key benefit of the Travelers Hybrid Auto Discount*
- You've made a conscious decision to have a positive effect on the environment, and now it's your turn to be rewarded. Travelers is proud to offer an auto insurance discount for purchased or leased hybrid vehicles
To be eligible for our Hybrid Auto Discount
- You must own or lease a hybrid car.
*The discount for hybrid vehicles does not apply to the uninsured motorists and personal injury protection portions of your coverage. A good driving record will have a positive effect on the total cost of car insurance for any Travelers customer
Discounts and Advantages are subject to state availability and individual eligibility. Discounts may not apply to all coverages and/or all vehicles. Advantages may not result in premium savings in all instances.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies, click here.
Learn how to save
on your insurance
There are multiple factors to think about when trying to save money on your auto insurance premiums. Use our Auto Insurance Basics tool to learn where you could save. Learn More »
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Get the auto insurance that will help protect you
When you're shopping for auto insurance, you want to be adequately covered in case of an accident. After all, you're protecting your life and your investment, as well as the lives of those around you. So, here's a quick primer that outlines the basics of auto coverage :Liability coverage is the most important coverage and is required in most states. Basically, if you cause an accident, hurt someone or damage someone's property, it can pay for covered damages and to defend you if a lawsuit results. Learn more about liability coverage.
Collision coverage helps pay for damage to your vehicle if your car hits another car or object, is hit by another car, or your vehicle rolls over. This coverage is generally required if your car is financed or leased. Learn more about collision coverage.
Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. Examples include theft, vandalism, hitting a deer or other animal, storms and certain natural disasters. Learn more about comprehensive coverage.
Medical payments coverage helps pay for covered medical expenses for anyone injured while in your vehicle, regardless of who is at fault. Learn more about medical payments coverage.
Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage. Learn more about uninsured/underinsured motorist coverage.
Personal injury protection (PIP), also called no-fault insurance is available in certain states and pays medical expenses, and in some cases lost wages and other damages regardless of who is at fault in an accident. Learn more about personal injury – no fault – insurance protection.
In addition to these basic coverages, you can choose from a host of optional coverages to create a customized auto policy that meets your individual needs.
Be confident in your insurance choices. Contact your agent or Travelers representative today. We'll work with you to develop an auto insurance policy that fits your needs and your budget.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies, click here.
Related Links:
Understanding the coverages you need
Use our Auto Insurance Basics tool to help you understand common coverages and available options.Learn More »
Accident/Breakdown
If you are in an accident or your car breaks down, safety should be your first concern.Learn what to do
after an accident »
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