Showing posts with label workers comp. Show all posts
Showing posts with label workers comp. Show all posts

Monday, January 13, 2014

Workers' Compensation

Information from Texas Department of Insurance


Workers' Compensation

Office of Injured Employee Counsel
  • A state agency created by the Texas Legislature to represent the interests of injured workers in the workers' compensation system. | OIEC Website
Shopping for Workers' Compensation Insurance

Workers´ Compensation Insurance


Workers´ Compensation Basics
The Texas workers´ compensation system is the method by which covered workers are compensated for work-related injuries or illnesses. An employer´s insurance company or certified self-insurance plan pays scheduled benefits for work-related injuries, even if the injured worker´s negligence contributed to the accident. Texas law does not require workers´ compensation. However, your customers may require you to carry it.

Data/Industry Resources

Publications

Rate Guides
Related Web Links   
Workers' Compensation Reform
  • The 79th Texas Legislature enacted workers' compensation reform through House Bill 7. Key provisions were effective September 1, 2005, including the merger of the Texas Workers' Compensation Commission with TDI.



Texas Department of Insurance
333 Guadalupe, Austin, TX 78701 
P.O. Box 149104, Austin 78714 
512-463-6169    |   1- 800-252-3439

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

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Friday, November 15, 2013

Texas Worker's Compensation

Helpful information about Worker's Compensation

Texas Workers' Compensation


Providing workers' comp information, news, facts, and contact information for employees, employers, insurers, and medical providers. Find rules, statutes, forms, and professional help relating to workplace injuries and disabilities in the state of Texas.

What is Workers' Compensation

Workers' compensation laws provide money and medical benefits to an employee who has an injury as a result of an accident, injury or occupational disease on-the-job. Workers' compensation is designed to protect workers and their dependents against the hardships from injury or death arising out of the work environment. It is intended to benefit the employee and employer alike. The employee receives money (usually on a weekly or biweekly basis) and medical benefits in exchange for forfeiting the common law right to sue the employer. The employer benefits by receiving immunity from court actions against them by the employee in exchange for accepting liability that is limited and determined. The question of negligence or fault is usually not at issue.


  • Family Medical Leave Act (FMLA)

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  • Americans With Disabilities Act (ADA)

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  • Tips for Determining Employee versus Contractor Status

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  • Finding And Choosing An Attorney

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  • Finding And Choosing A Medical Provider

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  • Denial Of Benefits

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  • Tax On Workers' Compensation Benefits

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  • Social Security

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  • Insurance Adjuster

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  • Insurance Company's Role

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  • Dealing With Your Employer

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  • Dealing With Your Doctor

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  • Doctor Decides Need For Time Off

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  • Handling My Own Case

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  • Hearings

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  • Mediation

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  • Your Deposition

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  • Pain And Suffering

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  • Occupational Disease

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  • Understanding Legal Forms

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  • Your Day In Court

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  • Some Suggestions:


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  • Software To The Workers' Compensation Industry

  • Tips for Recognizing Fraud

  • Tips For Dealing With Physicians

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    WCR Reference Desk

    Here you will find a vast collection of information, grouped by category.
    State & Government Information

    Lewis Insurance 2525 s. Lamar Ste 11
    Austin, TX
    78704








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    Thursday, June 27, 2013

    Workplace Safety

    Helpful tips from the Texas Department of Insurance

    WORKPLACE SAFETY

    DRIVING SAFETY   |   FIRES IN DROUGHT CONDITIONS   |   PREVENTING FATAL FALLS

    The Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC) provides safety and health resources to employers, employees, and other entities that support the Texas workforce to eliminate the occurrence of occupational injuries and hazardous exposures. Through its Workplace Safety Programs, the TDI-DWC helps employers, employees, insurance carriers that underwrite workers compensation insurance and the policyholders of such carriers insurance with workplace safety and health issues.
    For information about these programs and services, click on the appropriate area below or download our English or Spanish flyer.

    What’s New

    Safety Violations Hotline 

    Safety Training Resources

    Free Assistance with OSHA Regulations - (OSHCON Program)

    Texas Occupational Injury, Illness and Fatality Data

    Safety Awards

    Newsletters

    Other Resources

    Accident Prevention Services Information for Insurance Carriers

    Rejected Risk

    Driving Safety

    A variety of industries and occupations require employees to drive or to be exposed to hazards associated with driving. Transportation incidents have been the leading cause of work-related fatalities in Texas for the past ten years. Data from the U.S. Department of Labor, Bureau of Labor Statistics illustrates the significance of these hazards in Texas.
    • Of the 433 occupational deaths in 2011, 39 percent (168 cases) involved transportation incidents. Of these cases, 106 were roadway transportation incidents, 14 were non-roadway incidents involving a motorized land vehicle occurring entirely off of a public roadway, 32 involved a worker being struck by a vehicle, and 7 were water vehicle incedents. Seven involved other types of transportation incidents.
    • The service providing sector had a total of 96 transportation-related fatalities, with the majority of those in the trade, transportation and utilities subsector.
    • The incidence rate of non-fatal transportation accidents in Texas in 2011 was 4.3 per 10,000 full-time workers.
    • The incidence rate of non-fatal cases where vehicles were the source of injury was 9.7 per 10,000 full-time workers.     
    • An estimated 3,160 non-fatal transportation accidents involved days away from work. 
    To minimize the occurrence of these types of transportation-related incidents in the workplace, the Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC) encourages employers to implement effective accident prevention plans that address driving and vehicular hazards.  In addition, the TDI-DWC encourages employers to implement and enforce written safety programs and policies for working in and around motor vehicles.

    Other Resources

    SAFETY INFORMATION FOR EMPLOYERS ABOUT DROUGHT CONDITIONS

    Severe drought conditions can impact Texas workplaces in many ways.  The availability of water may affect an employers’ ability to perform normal business functions and processes or provide drinking water for employees who are working in extreme heat.  Drought conditions can also limit the ability of emergency personnel to fight wildfires and structure fires in or around places of business.  In addition, wildlife converging on worksites in search of water could expose employees to unexpected hazards such as animal and insect bites and attacks.
    To address unusual circumstances associated with drought conditions, employers should:
    • Evaluate personal protective equipment and hydration needs for employees who are exposed to heat and wildlife;
    • Insure you have an effective fire prevention plan that takes into account unusually dry, hot and windy conditions;
    • Contact your local emergency personnel/fire department for guidance;
    • Ensure your emergency action plan is updated and that all employees are aware of the contents of the plan; and
    • Monitor local surface water and public water system conditions.
    TDI-DWC Resources:
    Free Audiovisual Loans (related safety training audiovisual materials can be found under "Fire Safety", "Emergency Preparedness and Response", and "Heat Stress")
    Other Resources:

    PREVENTING FATAL FALLS IN THE WORKPLACE

    Falls can occur in any workplace industry or setting – industrial, construction or office.  Any walking/working surface in the workplace could be a potential fall hazard.  According to the 2011 Bureau of Labor Statistics, 67 work-related fatalities resulted from falls in Texas (the third leading cause of fatalities). One third of the falls occurred in the construction industry.
    Employers should use appropriate controls such as personal protective equipment, fall arrest systems, ladders, scaffolds, safe lifting techniques, and housekeeping to prevent falls in the workplace.  Likewise, they should train all employees who may be exposed to fall hazards on how to recognize such hazards, and how to minimize their exposure to them.

    TDI-DWC Resources

    Other Resources

    Translation by WorldLingo


     
    Lewis Insurance
    2525 S. Lamar Ste 11
    Austin, TX
    78704
     
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