Showing posts with label health insurance austin. Show all posts
Showing posts with label health insurance austin. Show all posts

Tuesday, March 11, 2014

Know Your Numbers

Helpful Health information from BXBS


Know Your Numbers

Preventive screenings help you learn your numbers and address health concerns before they become more serious—or to prevent problems altogether.
When you visit your doctor for your health checkup, be prepared to talk about which preventive screenings you need:
  • Blood pressure
  • Cholesterol
  • Triglycerides
  • Fasting glucose (blood sugar)
  • Body mass index (BMI)
Solving the total health equation is a lot easier if you know your numbers.

Blood Pressure

High blood pressure (HBP), also known as hypertension, happens when your heart uses too much pressure to pump blood through your body. It also can happen when your arteries are too tightly constricted. High blood pressure is serious because it can often lead to heart disease, kidney failure, stroke and other health problems.
A blood pressure check is performed by wrapping a cuff around your arm, inflating it and measuring when the blood flows. The test can be done by a person (using a stethoscope), or by machines. The test measures the amount of force your heart uses to pump blood through your body.
Testing your blood pressure regularly is important because HBP is painless and shows no symptoms. You can have it for years and not know it until you have serious damage to your heart, kidneys or eyes.
When you get your blood pressure checked, your results will include 2 numbers. The "top number" is your systolic pressure, or the pressure your heart exerts while pumping blood. The "bottom number" is your diastolic pressure, or the pressure your heart exerts when it is at rest between beats.
Results for adults fall into the following groups:
 Systolic (mmHg) Diastolic (mmHg)
NormalLess than 120 mmHgAndLess than 80 mmHg
Prehypertension120-139 mmHgOr80-89 mmHg
High Blood Pressure
Stage 1140-159 mmHgOr90-99 mmHg
Stage 2160 mmHg or higherOr100 mmHg or higher
Your systolic and diastolic pressures can fall into different groups. In this case you would fall into the more serious group of the two.
If you have diabetes or chronic kidney disease, high blood pressure is defined as 130/80 millimeters (mm) of mercury or higher. HBP numbers also differ for children and teens.

Body Mass Index

Body mass index (BMI) is used to estimate the amount of body fat a person has based on height and weight. In most cases, the higher your BMI, the more body fat you have. Diabetes and heart disease are two of the many health problems linked to having a high BMI.
BMI is an estimate and not a direct measure of how much body fat you have. The weight used to figure out BMI includes both muscle and fat, so some people may have a high BMI but not a high percentage of body fat.
As stated by the Centers for Disease Control and Prevention (CDC), people with the same BMI may have different amounts of body fat. For example, at the same BMI:
  • Women tend to have more body fat than men.
  • Older people tend to have more body fat than younger adults.
  • Athletes tend to have less body fat than non-athletes
To figure out your BMI, enter your height and weight in the fields below. Your doctor uses your results, combined with other measures and risk factors, to find your chance of having weight-related health problems.
Please note these values apply only to adults age 20 and older. The CDC explains more about BMI for children and teenagers.
Height

 
Weight

 
+
BMIWeight Status
Below 18.5Underweight
18.5-24.9Normal
25.0-29.9Overweight
30.0 and AboveObese


Sources:

Waist Measurement, or Circumference

Your waist measurement, or circumference, can be another good predictor of health risk. It estimates the amount of abdominal fat, or "belly fat," you have.
Where you carry your body fat can be just as important as how much body fat you have. People who carry too much fat mainly in their waist area are more likely to develop health problems than those who carry it in their hips and thighs, even if their BMI falls within the normal range.
  • For men, a healthy waist measurement should not be more than 40 inches.
  • For women, a healthy waist measurement should not be more than 35 inches.
If your waist circumference is above recommended measurements, you increase your risk for hypertension (high blood pressure), cardiovascular disease, Type 2 diabetes and other conditions.
To measure your waist circumference, place a measuring tape snugly around your waist area just above your hip bone. Do not squeeze the skin. Do not hold your stomach in. Take the measurement at the end of a normal breath.

Cholesterol

A cholesterol test is a blood test that checks the level of cholesterol in your blood. This test helps doctors estimate your chance of heart disease. Beginning at age 35 for most men and 45 for most women, a cholesterol test is recommended every 5 years or as directed by your doctor.
While people vary, most of the time the best levels are:
Total cholesterol levelLess than 200 milligrams (mg) per deciliter (dL)
HDL cholesterol levelMore than 40 mg/dL for men
More than 50 mg/dL for women
LDL cholesterol levelLess than 100 mg/dL*
Triglyceride levelLess than 150 mg/dL

* Your goal LDL level should be based on your chances of having a heart attack, which includes other factors. Learn more about LDL levels.

A cholesterol blood test is used to find out if you have high cholesterol. It is almost impossible to have cholesterol levels that are "too low" except in very unusual illnesses.
Your test result will fall into one of these ranges:
NormalLess than 200 mg/dL
Borderline high200–239 mg/dL
HighMore than 240 mg/dL

If your test results show your total cholesterol to be 200 mg/dL or higher, your doctor will most likely do another test called a lipid panel to measure your LDL, HDL and triglyceride levels.
The higher your high-density lipoprotein (HDL) level, the better. HDL removes cholesterol from the blood stream. For the most part, men's HDL levels should be above 40 mg/dL and women's levels should be above 50 mg/dL. Values lower than these thresholds increase your chances for heart disease. Levels higher than 60 mg/dL in fact lower your chances for heart disease.
Unlike HDL, lower low-density lipoprotein (LDL) levels are better. LDL deposits cholesterol on your artery walls, creating cholesterol plaque that can clog your arteries. This explains why having less LDL cholesterol is better for your body.
Your goal LDL level should be based on your chances of having a heart attack, which is based on your age, tobacco use, blood pressure and HDL level. Your doctor will also factor in diabetes and family history of heart disease.
For a person who has an average change of having a heart attack, LDL level is:
NormalLess than 100 mg/dL
Near/above normal100–129 mg/dL
Borderline high130–159 mg/dL
High160–189 mg/dL
Very high190 mg/dL

Triglycerides are a form of fat made from leftover calories your body does not burn off as energy. If you eat more calories than your body needs, your triglyceride level may be high.
Your triglyceride level falls into one of these groups:
NormalLess than 150 mg/dL
Borderline high150–199 mg/dL
High200–499 mg/dL
Very high500 mg/dL
A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.
© Copyright 2014 Health Care Service Corporation. All Rights Reserved.

Lewis Insurance
2525 S. Lamar Ste 11
Austn, TX
78704

Tuesday, March 4, 2014

For Individuals & Families

Information about Life, Accident & Health, Home/Auto/Personal Property Insurance from ACE Insured.

ACE Insured

For Individuals & Families

For Individuals & Families

ACE provides individuals and families with products to insure your  well-being as well as your assets. Our personal policies give you added peace of mind in facing life’s unexpected events.

We offer a broad array of offerings directly to you or through sponsors in select regions of the world:

  • Accidental death insurance
  • Automobile insurance
  • Coverage for laptop computers, mobile phones and other small electronics
  • Identity theft protection
  • Income protection
  • Life insurance protection and savings products
  • Prescription drug
  • Recreational marine
  • Personal accident and sickness insurance to help pay expenses if income is lost as a result of an accident or illness
  • Supplemental medical insurance
  • Medicare supplemental insurance
  • Traditional life insurance protection and investment and savings products
  • Travel accident and vacation insurance
  • Residential products to cover your home and personal belongings including a house, apartment and/or condominium, and personal liability for property owners, landlords and tenants

Life Insurance

Life Insurance

ACE Life helps individuals and families in Asia, Latin America, the Middle East and Europe plan for the future with personal life insurance products to meet your needs. 

We offer a comprehensive range of traditional life insurance protection and savings and investment products designed to provide financial protection for you and your family.
Key products include:
  • Protection products including term life, whole life and specialized protection including credit life and accident
  • Savings and investment products including endowment, universal life and variable annuity
  • Riders including accidental death, accidental disability, dread disease, cancer and critical illness

ACE’s accident and health products are available through employers, affinity groups, sponsors such as banks, credit card companies, mobile network operators, utilities, travel providers/agents, universities and websites, as well as direct marketing and agents of Combined Insurance, our subsidiary that offers personal accident and sickness coverages.

Home/Auto/Personal Property Insurance

Home/Auto/Personal Property Insurance

Whether it’s for your home, car, boat, or other valuables and personal possessions, ACE offers policies to protect what’s yours.

Homeowners Insurance

Our policies provide financial protection for the structure of your home as well as your personal possessions.  Homeowners insurance also helps protect you from personal liability if someone is injured on your property.

Key coverages include the following:
  • Fire damage
  • Water damage
  • Theft
  • Debris removal
  • Storm damage
  • Personal accident
  • Living expenses if your home is uninhabitable
Automobile InsuranceNew or used, sporty or classic, our automobile policies offer protection from accidents, theft, and other mishaps.
Key coverages include the following:
  • Collision/damage to your own vehicle
  • Vandalism
  • Trip interruption
  • Liability
  • Coverage for military personnel
  • Theft
  • Medical expenses for occupants
  • Tourist policies
  • Towing expenses
  • Third party property damage
Boat Insurance and Other Personal Property InsuranceWhile a homeowners policy includes coverage for your valuables, you may also choose to insure your other precious possessions with the added protection and coverage on a worldwide basis for personal property such as:
  • Pleasure boats and yachts
  • Fine art, antiques, jewelry, and collectibles
  • Private aviation
Mobile Technology ProtectionMobile technology – including smart phones, laptops, PDAs, digital cameras, and MP3 players – are part of our daily lives.  Replacing them if they are lost, stolen or damaged can be costly.  ACE’s mobile technology insurance products cover the cost of replacing or repairing these devices against theft or damage with comprehensive protection and cover at home and abroad.
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions and may be available only through appropriately licensed brokers. Refer to the Licensing Information document for a chart of the jurisdictions in which each ACE Group subsidiary is licensed.
© 2014 ACE
Terms of Use
Licensing Information
Privacy Statement

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

Monday, February 24, 2014

Individual and Family Health Plans

Health Insurance plans for BXBS



Individual and Family Plans

Choosing the right individual health insurance plan to fit your needs is important to you and your family. Compare our insurance plans to find the coverage you need, and get a quick quote before you apply.

All of our plans follow the Affordable Care Act guidelines and provide the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
If you need major medical coverage before Jan. 1, 2014, contact the sales call center or an authorized agent.

Platinum Plans


To help you compare all of the platinum plans, we are providing the Summary of Benefits and Coverage (SBC) documents below. These SBCs describe key features such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
All platinum plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Platinum plans have the highest premium and often the lowest out-of-pocket costs. In most cases, platinum plans cover 90% of costs, while you cover 10%.
Information in these SBCs represents an overview of coverage. It is not a complete list of what is covered or not included. Information may change. The full terms of coverage are located in the insurance policy.

Gold Plans


To help you compare all of the gold plans, we are providing the Summary of Benefits and Coverage (SBC) documents below. These SBCs describe key features such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
All gold plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Gold Plans have a higher monthly premium and often lower out-of-pocket costs than silver plans. In most cases, gold plans cover 80% of costs, while you cover 20%.
Information in these SBCs represents an overview of coverage. It is not a complete list of what is covered or excluded. Information is subject to change. The full terms of coverage are located in the insurance policy.

Silver Plans


To help you compare all of the silver plans, we are providing the Summary of Benefits and Coverage (SBC) documents below. These SBCs describe key features such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
All silver plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Silver plans have a higher monthly premium and often lower out-of-pocket costs than bronze plans. In most cases, silver plans cover 70% of costs, while you cover 30%. Silver plans are the only plans that offer cost sharing discounts. These discounts help lower the out-of-pocket costs like your deductible, copayment and coinsurance.
Information in these SBCs represents an overview of coverage. It is not a complete list of what is covered or excluded. Information is subject to change. The full terms of coverage are located in the insurance policy.

Bronze Plans


To help you compare all of the bronze plans, we are providing the Summary of Benefits and Coverage (SBC) documents below. These SBCs describe key features such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
All bronze plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Bronze plans have the lowest monthly premium and often the highest out-of-pocket costs. In most cases, bronze plans cover 60% of costs, while you cover 40%.
Information in these SBCs represents an overview of coverage. It is not a complete list of what is covered or excluded. Information is subject to change. The full terms of coverage are located in the insurance policy.

Catastrophic Plans


To help you compare different plans, we are providing the Summary of Benefits and Coverage (SBC) documents below. These SBCs describe key features such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.
Catastrophic health care plans are available for people under 30 and to some low-income people. A catastrophic health insurance plan has a lower premium than other health plans, but has a high deductible. It is meant to serve as a "safety net" to cover large medical costs in case of a serious illness or injury.
Costs vary by deductible, coinsurance, copayment, out-of-pocket expenses. Some plans qualify for a cost-sharing discount which can lower your monthly costs. Cost sharing discounts vary by plan, income level and Native American status. See details in the Summary of Benefits and Coverage.
Short-Term Plans
Short-term health insurance can give you temporary coverage for 1-11 months. It covers many of the most costly health care services and keeps you and your family protected.
Dental Plans
If you enroll in a Blue Cross and Blue Shield health plan, you may be eligible to enroll in a dental plan. For more information, call us at 1-888-697-0683.
A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.
© CopyrightHealth Care Service Corporation. All Rights Reserved.

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

Tuesday, February 11, 2014

Affordable Health Insurance Is The Name Of The Game

Everything you need to know about Health Insurance from State Farm

State Farm

INSURANCE
Affordable Health Insurance is the Name of the Game


Make a Play for State Farm® Health Insurance Plans

You buy health insurance plans for the same reason you buy other types of insurance — to protect your family.
State Farm Mutual Automobile Insurance Company offers various types of affordable family health insurance, so you can choose the plan that best suits your personal situation.

Pick the Plan That's Right for You

Primary medical insurance coverage, designed for people who don't have this type of coverage through their employer or another group.

Individual Medical Coverage

Primary medical insurance coverage, designed for people who don't have this type of coverage through their employer or another group.

Medicare Supplemental Insurance

Medicare Supplemental Insurance is designed for senior citizens who participate in Medicare. It provides additional coverage to help with many of the expenses that Medicare does not pay.

Medicare Part D Coverage

Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.

Supplemental Health Insurance

Supplements primary health insurance coverage by providing you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.

Benefits may be Paid for Necessary

  • Hospitalization
  • Accidental injury
  • Outpatient surgery
  • Extended care
  • Intensive care
*Specifically, Hospital Income Policy, Hospital Indemnity Policy, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy.

Talk to Us About Individual Medical Health Insurance

Individual health plans are designed to address all of the health insurance needs of our individual customers. Through a marketing agreement with Assurant Health (Time Insurance Company, Milwaukee, WI), your State Farm® agent may be able to help you with:
  • Individual medical insurance coverage (including health plans which can be used with a Health Savings Account).
  • Short term medical coverage.
  • Fixed Indemnity Plan with a limited benefit.
Help Pick Up Where Medicare Leaves Off


Talk to State Farm® Mutual Automobile Insurance Company About Medicare Supplement Insurance

Medicare Supplemental Health Insurance

The purpose of this communication is the solicitation of insurance. Contact will be made by an agent/insurance producer or insurance company.
Explore Humana's Medicare Advantage Plans

Medicare Advantage Plans - Medicare Part C

Looking for information on Medicare Advantage Plans?

It's important you know what options are available when selecting your Medicare health benefits. You can enroll in Original Medicare or select from a variety of Medicare Advantage plans that include prescription drug coverage and other benefits that may better fit your health care or financial needs.
State Farm® has joined with Humana® in an alliance to offer Medicare Advantage Plans. These simple and easy to use plans may also include prescription drug coverage and other valuable benefits.

Medicare Advantage Plans

Humana's Medicare Advantage plans offer more benefits than Original Medicare. These include prescription drug coverage that is the same as or better than Medicare's defined standard drug plan, so there is no need for a separate prescription drug plan or Medicare Supplement plan. Humana's Medicare Advantage plans also offer services which may save you money and help you manage chronic health conditions.

Different Plans for Different Needs

Humana offers the following Medicare Advantage plan choices. Not sure which plan is best for you? Just think about what you want and need most from your coverage.
Not all Medicare Advantage plans are available in all markets.

Is Flexibility Most Important to You?

Humana Gold Choice (PFFS) plans deliver flexible coverage that's still affordable. Some of the advantages are:
  • You can receive care from any Medicare-approved doctor, specialist, or hospital that accepts Medicare and Humana's payment terms and conditions.
  • Built-in prescription drug coverage that's equal to or better than the standard Medicare Part D plan. In some areas Medicare Advantage plans are available without prescription drug coverage built-in. 
  • Prescription mail-order benefits. 
  • You pay only a fixed amount — called a copayment — or a percentage of your costs — known as coinsurance. Copayments are per visit for primary care physician and specialist offices, or per day for inpatient acute care. 
  • No copayment for most preventive services, including cancer screenings and immunizations. 
  • Most include a fitness program that, in most areas, includes a fitness center membership. 
  • Coverage for emergency care anywhere in the world.
Even though you can choose any doctor, most of our PFFS plans offer some form of a network, either full or partially contracted, which gives you an additional way to save money on your care.
For example, in a plan with a partial network, certain Durable Medical Equipment and home health providers, as well as some freestanding labs and hospitals, have agreed to cover services for an amount that may be lower than the fee charged by out-of-network providers.
If you get covered services from these network providers, you may pay less — even if your coinsurance is the same for both in-network and out-of-network services. However, you may use any Medicare-approved participating provider.

Want to Balance Choices with Your Bottom Line?

HumanaChoicePPO plans can give you freedom to choose and ways to save. With HumanaChoice PPO, you enjoy:
  • Freedom to choose any doctor or hospital that accepts Medicare and Humana's terms and conditions; however, you'll probably pay less for services from in-network providers.
  • All the benefits of Original Medicare — plus much more. 
  • Referral-free visits to any provider nationwide. 
  • Most include built-in prescription drug coverage equal to or better than the standard Medicare Part D plan.1 
  • Most include a fitness program that, in some areas, includes a fitness center membership. 
  • Emergency coverage anywhere in the world. 
  • Affordable co-payments for doctor visits and $0 annual routine physicals.
1 In some areas, Medicare Advantage plans are available without prescription drug coverage.

Looking for Predictability at Affordable Prices?

With Humana Gold Plus you get:
  • Your choice of a primary care doctor from our wide network to coordinate your care*.
  • Coverage for office visits, including annual routine physical exams. 
  • Coverage for medically necessary hospital care. 
  • Preventive services like mammograms and colorectal cancer screening covered at no extra cost to you. 
  • Affordable plan premium and predictable copayments on most services.
* You must use plan providers in your network. It may cost you more to get care from out-of-network providers.

Why Choose Humana?

Humana is one of the nation's largest publicly traded health and supplemental benefit companies. When you choose Humana you're making a smart decision:
  • More benefits than Original Medicare
  • Possible prescription drug savings 
  • Predictable, easy to budget costs 
  • An extensive network of doctors 
  • Years of experience 
  • Outstanding plan extras
As a Fortune 100 company with a solid history in the health industry, Humana is committed to offering valuable benefits, outstanding wellness programs, and reliable customer service.
Founded in 1961, Humana has been a trusted Medicare insurer for more than 25 years, helping the Medicare population manage their health insurance needs.
When you choose Humana for your Medicare coverage, you're choosing a company that has in-depth knowledge and experience with Medicare coverage options:
  • Humana offers Medicare Advantage plans, covering a full range of medical care with a variety of plans.
  • Or, you can supplement existing Medicare with a Medicare Supplement plan or with one of Humana's affordable prescription drug plans (PDP).
Explore Humana's Prescription Drug Plans


Prescription Drug Plans (PDP) - Medicare Part D

Looking for information on Medicare health benefit options?

It's important you know what choices are available when selecting your Medicare health benefit options. You can enroll in original Medicare or select from a variety of other Medicare Advantage health plans that include prescription drug coverage and other benefits that may better fit your health care or financial needs.
State Farm® has joined with Humana® in an alliance relationship to market Medicare Prescription Drug Plans – a plan that helps you balance your prescription drug needs and budget.

Managing out-of-pocket costs

When you choose a Humana Medicare PDP, you receive guidance to help you understand how Medicare Part D works, and how you can save money on your prescriptions. Plus, Humana makes it easy for you to keep track of your prescription drug costs. Each month you fill a prescription, you'll receive a SmartSummary RxSM statement that shows the prescriptions that you bought during the month, and their cost, including tips on saving.

Different plans for different needs

Humana offers stand-alone Medicare Prescription Drug Plans (PDPs) to help you balance your prescription drug needs and budget. Stand-alone PDPs let you add drug coverage to your Original Medicare or your Medicare Supplement plan. There are three plans available in most regions; two plans in PR.

Humana Walmart Rx Plan (PDP)

A prescription drug plan that features the lowest monthly plan premium nationwide, $12.60 ($12.50 in Alaska) of all Medicare Prescription Drug Plans. In-store copays as low as $1 on certain generics at preferred pharmacies after deductible, $310 deductible that applies to tiers 3, 4, and 5. Mail order copays as low as $0 on a 90 day supply of Tier 1 and Tier 2 drugs.

Humana Preferred Rx Plan (PDP)

A prescription drug plan with preferred retail pharmacy copays as low as $1 after deductible. This plan has a $310 deductible that applies to all tiers. This plan may be best for healthy people with minimum drug needs or for the budget-conscious individual. Mail order copays as low as $0 on a 90 day supply of Tier 1 and Tier 2 drugs.

Humana Enhanced (PDP)

Complete prescription drug plan coverage that features a comprehensive drug list. Fixed copayments and first dollar coverage for all plans to help save you money. Provides a broad drug list and preferred retail network that features both Wal-Mart and Walgreens pharmacies, with preferred pharmacy in-store copayments as low as $2. This plan also features coverage for select brand prescription drugs while in the coverage gap. Check with your agent for plan details.

Why Choose Humana?

Humana is one of the nation's largest publicly-traded health benefits companies. When you choose Humana, you're making a smart decision:
  • More benefits than original Medicare
  • Prescription drug savings
  • Predictable costs that are easy to budget
  • An extensive network of doctors and pharmacies
  • Years of experience
  • Outstanding plan extras
As a Fortune 100 company with a solid history in the health industry, Humana is committed to offering valuable benefits, outstanding wellness programs, and reliable customer service. Founded in 1961, Humana has been a trusted Medicare insurer for more than 25 years, helping the Medicare-eligible population manage their health insurance needs.
When you choose Humana for your Medicare coverage, you're choosing a company that has in-depth knowledge and experience with Medicare coverage options:
  • Humana offers Medicare Advantage plans, covering a full range of medical care with a variety of plans to choose from.
  • Or, you can supplement Original Medicare and Medigap plans with one of Humana's affordable Prescription Drug Plans (PDP).
We understand that you have many choices and we know you're looking for the best value for your health care dollar. We want to help make it easier for you to choose the plan that's right for your health care needs, your lifestyle, and your budget.
Humana is a Medicare Advantage organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in a/this Humana plan depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1 of each year. This is not a complete listing of plans available in your service area. For a complete listing please contact 800-MEDICARE or consult www.medicare.gov (TTY users should call 877-486-2048), 24 hours a day/7 days a week. You must use network pharmacies, except under non-routine circumstances. Quantity limitations, copayments, and restrictions may apply.
Easy Does It — We'll Help You Plan for Unexpected Health Expenses

Talk to Us About Supplemental Health Insurance

Supplemental health insurance can help families deal with the extra costs associated with hospital stays. Things like:
  • Deductibles and co-insurance amounts
  • Private room and private duty nurse fees
  • Extra transportation, lodging, or meals
  • Extra phone calls to friends and relatives
  • Unexpected child care
Not only can the supplemental insurance help pay for things not covered by your primary health insurance policy, but it also has other advantages including:
  • Coverage begins on the first day of the hospital stay; there is no deductible or waiting period,
  • Covered hospital stays are payable for up to one year for the same or related condition, and
  • Reimbursements are paid directly to you, unless you tell us otherwise.
*Specifically, Hospital Income, Hospital Indemnity, Hospital Confinement Indemnity Coverage, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy and Daily Hospital Confinement Indemnity.
For additional information, please contact a State Farm agent.

Let Us Help Guide You Through the Health Insurance* Claims Process

Filing a health insurance claim is simple and can be done in one of three ways. Pick the option that's best for you.

To File a Claim

Take your bill(s) to your State Farm® agent's office and ask about filing your claim using our "Hospital Income Claim Express" process.
OR
Call our Health Response Center at 866-855-1212 to request a claim form.
OR
Fully complete, sign and date the claim form and attach itemized bill(s) for the treatment received. Mail the information to one of the addresses listed below.
State Farm Insurance Companies
Greeley Health Operations Center
P.O. Box 339403
Greeley, CO 80633-9403

OR
State Farm Insurance Companies
P.O. Box 3070
New Albany Health Operations Center
Newark, OH 43058-3070

Considering Health Policy Changes?

If you are contemplating any change to your State Farm® health insurance policy, we strongly urge that you first contact your State Farm agent who will be happy to assist and advise you.
If, for any reason, your State Farm agent is unavailable, you may initiate a change by completing, printing, signing (if required), and mailing the appropriate Request Letter below.
Please do not submit your policy with the Request Letter. For security purposes, we are unable to accept Request Letters sent via email.
If you have a health policy through Assurant Health, please do not use this Request Letter, but contact Assurant Health at 888-853-3267.
(Mail the Request Letter to your State Farm agent or the appropriate Health Operation Center listed on one of the tabs below.)

© Copyright, State Farm Mutual Automobile Insurance Company, 2013.


Lewis Insurance

2525 S. Lamar Ste 11

Austin, TX

78704