RECREATIONAL VEHICLES
Driving for the Fun of It
Antique Car Coverage
Antique Cars Get Great Benefits
If you have an antique auto, The Hartford offers antique car insurance specifically geared to the needs of car owners like you.
One of the questions we field most often for this “old-car insurance” category is, “How do you define an antique auto?” An antique auto is generally 25 or more years old and is maintained primarily for use in parades, exhibitions, club activities, and other functions of public interest.
Save on Antique Car Insurance
Antique autos are eligible for many of the same discounts as "everyday" vehicles. For example, you may be eligible for discounts if you have an anti-theft device in your antique car, if you take an approved Defensive Driver Course, or if bundle your antique car insurance with homeowners insurance.
Availability of discounts and credits may vary by state or policy plan.
Antique Auto Insurance Coverage
In most states, the amount of coverage provided for an antique auto is determined using "stated amount" - an amount that you and The Hartford agree on as the maximum value for the vehicle. In the event of a loss, a claim adjuster will determine the current value of the antique auto, which cannot be more than the "stated amount" listed on the policy.
In some states, The Hartford is introducing antique auto coverage based on "agreed value." This is the amount of coverage that you and The Hartford agree on as the value for the car, based on a recent, certified appraisal. The following coverages are available for antique autos (varies by state):
- Bodily Injury Liability
- Property Damage Liability
- Physical Damage to your auto (mandatory for antique autos)
For an additional premium, you may be able to add the following optional coverages (varies by state):
- Towing and Labor
- Extended Transportation
- Full Glass
Antique Auto Insurance Features
Several of the features and benefits that give our auto insurance policyholders so much peace of mind also apply to antique car insurance from The Hartford.
24/7 Roadside Assistance
When you’re stranded, you want to call someone you can trust. Now you can call RESCUE 1-800, our emergency roadside service for The Hartford’s auto policyholders. Whether it’s to add gas to your tank, fix your flat tire or unlock a door, we will immediately send qualified service to assist you – whenever and wherever you need it.**
No Drop Promise
Once you become a policyholder, all you have to do is meet a few common-sense requirements like maintaining a valid driver’s license and you’re assured continued coverage for your car, regardless of your driving record.†
24/7 Hassle Free Claim Service
When you have a claim, it’s good to know that your insurance company has the experience and know-how to make the claims process as smooth as possible.
ATV Coverage
The Coverage You Need for Your ATV
This ATV insurance coverage is underwritten by Foremost Property & Casualty Insurance through Nutmeg Insurance Agency.* Your ATV insurance coverage can vary depending on your state of residence and the level of coverage you desire. Trained insurance specialists can guide you through all available coverage options, so you can find the coverage that’s right for you.
Not all coverages are available in all states.
Important Coverage
We can help you protect your investment with important standard and optional off-road vehicle coverages, including:
- Collision coverage
- Liability coverage
- Medical payments coverage
- Safety apparel coverage – This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
Additional Coverage
For extra protection, there are additional options including:
- Increased limits of liability
- Optional equipment coverage including towable trailers or sleds made for use with an ATV
Annual Policies
You can enjoy year-round ATV coverage with no lay-up period.
Boat & Watercraft Insurance
Coverage to Help You Stay Afloat
When it comes to boat insurance and personal watercraft insurance, you need customized protection.
This boat insurance is underwritten by Foremost Property & Casualty Insurance through Nutmeg Insurance Agency.* Your boat insurance coverage can vary depending on the type of watercraft you own as well as your state of residence. Trained insurance specialists can guide you through all available options, so you can find the coverage that’s right for you.
Not all coverages are available in all states.
Important Coverage
For real peace of mind as you're out on the water, you need a boat insurance policy that provides a wide range of coverages. These could include:
- Physical damage
- Increased limits on liability
- Medical payments
- Uninsured watercraft
- Total loss replacement option
- Personal property
- Towing and assistance
Additional Coverage
For extra protection, there are additional options including:
- Accessory Coverage
- Agreed value hull coverage
Golf Cart Coverage
Request a Free Golf Cart Insurance Quote
When it comes to protecting property that is as specialized as your golf cart, you need customized golf cart insurance coverage.This golf cart insurance is underwritten by Foremost Property & Casualty Insurance through Nutmeg Insurance Agency.* Your golf cart insurance coverage can vary depending on your state of residence and the level of coverage you desire. Trained insurance specialists can guide you through all available options, so you can find the coverage that’s right for you.Not all coverages are available in all states.Important CoverageWe can help you protect your investment with important standard and optional golf-cart vehicle coverage, including:- Collision coverage
- Liability coverage
- Medical payments coverage
Additional CoverageFor extra protection, there are additional options including:- Increased limits of liability
- Optional equipment coverage, including towable trailers, solar panels and aftermarket accessories
Annual PoliciesYou can enjoy year-round golf cart insurance coverage with no lay-up period.Motorcycle Coverage
Request a Free Motorcycle Insurance Quote
When it comes to protecting property that is as specialized as your motorcycle, you need customized motorcycle insurance protection.This motorcycle insurance coverage is underwritten by Foremost Property & Casualty Insurance through Nutmeg Insurance Agency.* Your motorcycle insurance protection can vary depending on your state of residence and the level of coverage you desire. Our insurance specialists can guide you through all your available coverage options, so you can find the right kind of motorcycle insurance protection for you.Not all coverages are available in all states.Important Motorcycle CoverageFor real peace of mind, you need a policy that provides a wide range of coverages. These can include:- Collision coverage
- Other Than Collision coverage
- Liability coverage
- Medical payments coverage
- Safety apparel coverage
- Optional equipment coverage
Additional CoverageFor extra protection, there are additional options including:- Increased limits of Liability
- Uninsured/underinsured motorist coverage
- Replacement cost total loss settlement coverage
- Increased limits on optional equipment coverage
- Towing and roadside assistance with trip interruption coverage
Annual PoliciesYou can enjoy year-round motorcycle insurance coverage with no lay-up period.RV Insurance for the Road Ahead
Motorhome Insurance to Keep You Rolling
It’s more than a car, and it’s different than a home. It’s something special. So whether you need RV insurance, motorhome insurance, or trailer insurance, The Hartford offers the special protection you need to keep those road trips running smoothly.Our No-Drop PromiseAll you have to do is meet a few common-sense requirements like maintaining a valid driver’s license and you’re assured continued RV insurance coverage, regardless of your age or driving record.†Hassle Free Claim ServiceA toll-free phone call puts you in touch with an insurance claim specialist anytime, no matter where you and your motorhome happen to be. If you need local assistance, local claims adjusters are there to help. That’s just part of having good RV insurance.Lifetime RepairIf your motorhome is ever damaged in an accident, you can have it repaired anywhere you choose. But if you take it to one of our authorized RV specialist shops throughout the country, The Hartford stands behind the workmanship for as long as you own your motorhome.Snowmobile Coverage
Get Snowmobile Protection from The Hartford
When it comes to property as specialized as snowmobiles, you need customized insurance protection.This snowmobile insurance coverage is underwritten by Foremost Property & Casualty Insurance through Nutmeg Insurance Agency.* Your snowmobile insurance coverage can vary depending on where you live and the amount of coverage you want. Trained insurance specialists can guide you through all available coverage options, so you can find the coverage that’s right for you.Not all coverages are available in all states.Important Snowmobile Coverage
For real peace of mind, you need a policy that provides a wide range of snowmobile insurance coverage. This could include:- Collision coverage
- Liability coverage
- Medical payments coverage
- Safety apparel coverage
Additional CoverageFor extra protection, there are additional options including:- Increased limits of liability
- Optional equipment coverage, including towable sleds made for use with a snowmobile
- Coverage on transport trailers valued up to $7,500
Annual PoliciesYou can enjoy year-round snowmobile insurance coverage with no lay-up period.- * Insurance policies are underwritten by Foremost Insurance Company Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, and Foremost County Mutual Insurance Company.In Texas, coverage is underwritten by Foremost Lloyds of Texas, 5600 Beech Tree Lane, Caledonia, MI 49316. The other Foremost company affiliates listed above, The Hartford, and Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Foremost Lloyds of Texas.
Our Company- Careers
- Contact Us
- Claims & Service
- News
- Investor Relations
- This auto and home insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the auto program is underwritten by Hartford Insurance Company of the Midwest, and the home program is underwritten by Hartford Fire Insurance Company. In Michigan, the auto and home programs are underwritten by Hartford Underwriters Insurance Company. The homeowners product is not available in all areas, including the state of Florida. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.In Texas, the auto program is underwritten by Southern County Mutual Insurance Company through Hartford Underwriters General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. In Texas, the home program is underwritten by Hartford Fire Insurance Company.
- Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704
No comments:
Post a Comment