Business Life Insurance Needs

Business Life Insurance Information from Federated Insurance

 

 

Home  > Insurance Products  > Life  > Business Life Insurance Needs

 

Business Life Insurance Needs

Offering Solutions

Federated offers products that can help you with everything from basic debt protection to the complex issues surrounding business succession planning. We offer solutions for:

Business debt protection

Life insurance can provide assurance that debt will be repaid in the event of the death of an owner or key employee. Life insurance can also assure the survivor that the business will continue.

Owner/employee benefits

These individualized benefit programs can help attract and retain key employees:

• Executive bonus
• Endorsement split dollar
• Private bonus
• Deferred compensation
• Key person coverage

Exit-strategy planning

Preparing for your eventual exit from the business is a critical part of your business plan. Proper planning can help you accomplish your long-term goals. Federated offers assistance with:

• Business continuation
• Estate planning
• Value estimation services
• Buy-sell evaluations
• Funding alternatives

Network of independent estate planning attorneys

Your Federated marketing representative can facilitate a meeting with an attorney in your area who specializes in estate tax and business succession planning.

Disability Income protection

Will your business stay on its feet if you’re not? A Federated Disability Income insurance policy can help protect your most valuable asset—your ability to earn an income.

Electronic analysis tools and Home Office support

Your Federated representative has access to top-notch analysis tools and support from our Home Office specialists.
Contact your local Federated representative to design a program to fulfill your business insurance needs. See Locate Your Federated Representative.

All products and services may not be available in all states. Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. A Federated representative can provide you with costs and complete details.

Disability Income

Playing the Odds

Which would be most damaging to your business?

1. Fire that destroys your main location
2. Serious illness that prevents you from working for six months
3. Your death

Without proper insurance coverage, any of these situations could close your business and cause hardship. But, would you be surprised to learn the greatest risk is the threat of disability? Studies of insurance claims* indicate the odds are far greater you will lose your ability to earn an income than lose your property. Most people plan for catastrophic events. But, it’s a fact that few people plan for disability.

• What sources of income would be available to you and your family if you are unable to work for an extended period of time due to accident or illness?
• What impact would there be on your business?

Playing the odds game is too risky. Protect your earning power with a Federated income replacement insurance plan.

Key features of a Federated plan

• Noncancelable, guaranteed renewable
• Back-to-work part-time benefit
• 24-hour coverage
• Rehabilitation payments
• Waiver of premium
• Preferred risk rates

Contact your local Federated representative to design a disability insurance program for your needs. See Locate Your Federated Representative.

*1985 Commissioner’s Individual Disability A Table

Contact Us

Locate Your Federated Representative

To find your local Federated representative, please enter your complete address

*Street Address:

City:

*State:

ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING

*ZIP:

  

*Required field.

Lewis Insurance
2525 S. Lamar Ste 11
Austin, TX
78704

www.nationwide.com/joshlewis

www.austinhealthbrokers.com

Contact Us Sign On

Locate Your Federated Representative To find your local Federated representative, please enter your complete address. (No P.O. Boxes.) *Street Address: City: *State: ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING *ZIP:    *Required field.

Contact Us Sign On

Locate Your Federated Representative To find your local Federated representative, please enter your complete address. (No P.O. Boxes.)

Contact Us Sign On

Locate Your Federated Representative To find your local Federated representative, please enter your complete address. (No P.O. Boxes.) *Street Address: City: *State: ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING *ZIP:    *Required field.