Insurance for large businesses
Travelers offers a broad range of insurance and risk management options to large businesses and organizations. We specialize in designing sophisticated programs that leverage our product breadth to meet even the most challenging requests.
Property solutions
Travelers National Property offers cost-effective insurance programs for large commercial property insureds covering buildings, personal property and time element exposures. From the traditionally-structured to the highly-complex, we tailor property insurance solutions to meet each client's unique needs, risk appetite and budget. Learn more »Casualty solutions
The risk management needs of large organizations require flexible, customer-focused solutions. Travelers, through its National Accounts division, is an industry leader in providing tailored bundled and unbundled loss-sensitive primary casualty programs and claim administration services for customers that generate $1 million or more in total cost of risk. Learn more »Premium Audit
Customized Property Coverage®
National Property provides customized, cost-effective insurance solutions for owners of large commercial properties within an extremely broad variety of industries. Because one size does not fit all, our flexible and responsive property insurance policies are individually designed to meet each customer's unique needs - covering their buildings, personal property and time element exposures.
Customized deals
Utilizing our highly flexible commercial property form, we'll work with you to design tailored insurance solutions that meet your unique business needs. Our highly experienced underwriters cover every corner of the nation, and can write the international property exposures of domestic companies as well. We are your source for traditionally structured policies as well as complex alternative market approaches including:- Primary or excess
- Blanket or loss limits
- Deductible buy backs
- Quota share
- Aggregate deductibles
- Captive and risk retention group fronting
- Reinsurance assumed
Products/capacity/services:
Travelers extremely flexible property form allows a tremendous variety of insurance program options including ground up, primary, layered, excess, quota share, reinsurance assumed and non-admitted. We have significant capacity to write large accounts.- Substantial net and treaty capacity
- Flood
- Earthquake
- Superior claim and engineering services
- Larger properties, including highly protected risks
- Innovative risk control
- Global coverage in over 90 countries
Sample of classes of business written
National Property provides a ready market for a very broad variety of domestic U.S. industries. We will entertain almost any class of business in any format. Examples of our book of business include:- Real estate
- Hotels and motels
- Retailers
- Industrial parks
- Builders' risk
- Apartments
- Restaurants
- Amusement parks
- Manufacturing
- Colleges and universities
- Theaters
- Public entities
- Supermarkets
- Contractors equipment
- Schools
- Food processing
- Plastic and metal workers
- Banks
- Soft drink bottlers
- Warehouses
- Steel workers
- Hospitals
- Communications
We can round out your property program with:
- Boiler and machinery
- Inland and ocean marine
- Crime
- Global/International
Specialized property programs
Travelers is also an industry leader in writing non-traditional and specialty market First Party Programs. In association with our program managers, Travelers makes it easy to place business within a variety of specialized markets including, but not limited to:- Educational institutions
- Mortgage impairment
- Employee relocation
- Non-profits
- Financial services
- Coin Dealers
- Housing authorities
- Municipalities
- Religious organizations
